Heights Finance in West Plains, MO offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
I am new to the loan process, as my vehicle recently broke down and I am currently between paychecks after completing my holiday purchases. Because of this, I have been contacting various finance companies to explore my options and determine where I might be approved for a loan. When I contacted Heights Finance, I attempted to speak with a representative regarding potential loan opportunities. However, when I answered a simple question about whether I had previously taken out a loan with your company, explaining that I had not, the employee’s tone and response were noticeably dismissive. Rather than assisting me or providing any guidance, she abruptly directed me to the website and made it clear she had no interest in helping me understand the process. As someone who has never taken out a loan and hoped to speak with a knowledgeable professional, this interaction was both discouraging and unwelcoming. First impressions matter, especially in the financial industry, and based on this experience, I do not feel confident pursuing any services with Heights Finance at this time. I wanted to make your organization aware of this encounter, as it directly influenced my decision to look elsewhere for financial assistance.
BW
Bernice Worley
Dec 1, 2025
5.0
jennifer was awsome today and helped us best perosn ever along with the team
SO
Stephen Okeefe
Dec 1, 2025
5.0
They were awesome, Jennifer was amazing, and stayed late to get everything done for us.
MM
Marie miller
Nov 26, 2025
5.0
Very nice place. Good customer service. Love the ladies there
DG
Donnie Greenwalt
Nov 7, 2025
5.0
They are the best!!!!! Jennifer helped me every step of the way. Thank you!! 🙂
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in West Plains offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation loans, emergency loans, and loan refinancing with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at the branch. Representatives will help you find loan options fitting your needs.
What documents do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification like government-issued IDs, proof of income, or utility statements.
Does Heights Finance require good credit to approve a loan?
Good credit helps, but loans are based on multiple factors. You may qualify without stellar credit by applying and speaking with a representative.
What are the payment options available for Heights Finance loans?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card at your local branch.
What are the business hours for Heights Finance in West Plains?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on weekends.
Is there wheelchair access and parking available at Heights Finance?
Yes, the branch has a wheelchair-accessible entrance and onsite parking for customers.
What nearby places can I visit around Heights Finance in West Plains?
Nearby places include US Veterans Outpatient Clinic for medical needs, Penmac Staffing for employment services, and Dollar General for shopping.
How can I combine a visit to Heights Finance with local dining options?
You can visit Subway, McDonald's, or Domino's Pizza nearby for a meal before or after your appointment at Heights Finance.
Are there any nearby emergency or medical centers close to Heights Finance?
Yes, Ozarks Medical Center, Lincare, and the US Veterans Outpatient Clinic are nearby for medical and emergency needs.