Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.0
12 reviews
5 stars
9
4 stars0
3 stars0
2 stars0
1 star
3
- TMTammy McLaughlinOct 7, 20255.0I appreciate the checking and follow ups
- PRPaul RhoadsSep 26, 20255.0Easy to work with, good people
- MCMABTech386 & Movie CriticAug 11, 20251.0As A Business professional I hardly recommend to not use this company they are unprofessional, Scammers and very rude and like to lie this is not the working of a true business! My professional examination is do not use! If your looking for a legitimate company that actually cares go see World Finance! They do have a high APR but it's worth the APR instead of an Finance company that's been sued over and over again and about to go to Federal & State court they say that $350,000 can be claimed by individuals that have the same case in unlawful lawsuits where they lie to the Judge to get a Garnishment of your wages without accountability and they do this behind your back which is a Criminal crime federally and State wide unconstitutional of a right to a fair trial. I will make an announcement on public TV and all media sources when this happens, along with all newspapers also. Let's shut down a Corrupt and crooked business together as we the people united we stand!
- GKGena KirkwoodOct 29, 20245.0When I started my loan they were great to work with! Now that I've had my loan for quite awhile, they are still great to talk to even if I'm having a problem. Always very helpful!!
- NZNorman ZielkeOct 22, 20245.0Alexander is a very professional, respectful, and Nice loan officer in the Springfield office!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvements, vacations, car purchases and repairs, among others.
How does the pre-qualification process differ from applying for a loan?
Pre-qualification gives an estimate of loan terms based on your credit and information, while final approval requires a full loan application.
How quickly can I receive funds after loan approval?
If you qualify for electronic funding, funds deposit in 1-2 business days; in-office closings provide same-day funds via paper check.
What is the difference between the interest rate and APR on a loan?
Interest rate is the percentage cost for borrowing money alone; APR includes interest plus fees like origination and documentation fees, usually making it higher.
What does refinancing a loan at Republic Finance mean?
Refinancing replaces your existing loan with a new one potentially with different interest rate, terms, and repayment timeline, including your remaining balance and fees.
What are Republic Finance's business hours?
Republic Finance Springfield, MO is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Springfield, MO?
It is located at 3322 S Campbell Ave, Suite FF, Springfield, MO 65807.
Are there any beauty salons near Republic Finance that I can visit before or after my appointment?
Yes, nearby beauty salons include My Salon Studios, Lash 22, Wink&Ink, Universal Beauty Studio and Academy, Meraki Salon & Co., and 417 Elevated Beauty Studio for hair and beauty services.
What nearby recreational facilities are close to Republic Finance?
The War Zone - Springfield, Mo is a nearby gym and sports recreation venue where customers can relax or work out before their visit.
Are there any wellness or counseling services near Republic Finance?
Yes, nearby wellness and counseling services include Katie Riley Clinical Massage, Starling Counseling LLC, Thriveworks Counseling, and Minds Matters MD LLC for massage therapy and mental health support.