Heights Finance in Springfield, MO offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
My son Dale Adams got a loan from them today 10/27/25 and they were awesome it was Jeremy first loan closure he was so great and professional recommend this place if your looking for a loan
CM
Claudia M
Oct 16, 2025
1.0
Absolutely horrible experience. The interest and fees are through the roof. I have been paying on my loan for years with supposedly no progress. I have been unable to speak to the district manager about my account, and have only been laughed at when I have expressed concern about the interest and lack of progress.
MM
Machelle Ocamb (*Mac)
Sep 18, 2025
5.0
Emily made it possible to get me financed to get into a vehicle that will make it possible to see my son on a regular.. Thx so much for your hard work to make it happen..
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in Springfield, MO?
Heights Finance offers installment loans, auto loans, debt consolidation loans, and more personal loan options up to $10,000 to fit your financial situation.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting a branch in person to start the loan application process.
What documents do I need to bring when applying for a loan?
Please bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to qualify for a loan at Heights Finance?
While good credit helps, loan decisions are based on multiple factors and you may qualify even without stellar credit. The best way to find out is to apply.
What are the branch hours for Heights Finance in Springfield?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
How can I make payments on my Heights Finance loan?
Payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
Is there parking available at the Heights Finance branch?
Yes, the branch has onsite parking and a wheelchair-accessible entrance for your convenience.
What nearby places can I visit while at Heights Finance in Springfield?
Nearby you can find Liberty Tax for tax services, Subway for a quick meal, and Pine Garden if you want to enjoy Chinese cuisine after your visit.
How can nearby financial services like Foundation Credit Union and Edward Jones help me in conjunction with Heights Finance?
Foundation Credit Union and Edward Jones offer banking, credit union services, and financial advising which can complement your loan from Heights Finance by helping with saving, investing, or financial planning.
Are there any convenient nearby services for automotive needs while visiting Heights Finance?
Yes, Mister Car Wash and Firestone Complete Auto Care are close by, making it easy to take care of car washing or repairs during your visit to Heights Finance.