Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
3.6
7 reviews
5 stars
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- AHantwon hurtJul 28, 20255.0I have enjoyed Republic Finance
- SSSarahMay 28, 20245.0I really appreciate the initial phone call to offer a loan and refinancing. I didn't think about it before but it really ended up being a smart and life changing decision to be able to get rid of so much of my monthly payments since I consolidated other loans I had. I really appreciate how friendly everyone was when I went into the office and they went above and beyond to get me what I needed. Thank you so much!
- ERElizabeth ReynoldsJul 23, 20231.0I did an application online and got approved when I called to talk someone I got denied
- ACAdrienne ColemanMay 1, 20215.0I’m so glad they were able to help me in a time of need and the monthly payments are really low. Nick helped me out and was so professional. Thanks nick. I recommend them to anybody
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans including bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide. Final approval requires a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a real pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR on a loan?
Interest rate refers to the percentage charged only on the loan amount, while APR includes the interest rate plus all fees expressed as a percentage.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new loan potentially having new terms, interest rates, and repayment timelines.
How quickly can I get funds after approval at Republic Finance?
If qualified for electronic funding, funds are deposited in 1-2 business days. In-branch closings provide same-day funds as a paper check.
What are Republic Finance's business hours?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on weekends and certain holidays.
What is the maximum loan amount I can apply for at Republic Finance online?
You can pre-qualify for a loan up to $10,000 online with Republic Finance.
Where is Republic Finance located in Lee's Summit, MO?
Republic Finance is located at 820 SW Blue Parkway, Lee's Summit, MO 64063.
What nearby places can I visit in Lee's Summit when I go to Republic Finance?
Nearby you can visit The Beauty Loft day spa for relaxation, Zen Zone Yoga for wellness classes, and Jumpin' Catfish Restaurant for a great meal before or after your visit.