Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide, while final approval and terms occur after a full loan application.

Loan checks are pre-approved loan offers and are real. You can find more information about these loan checks on Republic Finance's website.

The interest rate is the percentage charged for borrowing money excluding fees, while APR includes the interest rate plus any fees you may be charged, expressed as a percentage rate, and is usually higher than the interest rate.

Refinancing replaces your current loan with a new one that may have a different interest rate, terms, and repayment timeline, including the remaining balance and any agreed fees or insurance products.

Funds are deposited electronically within 1-2 business days if you qualify, or you receive a paper check the same day when closing a loan at a Republic Finance office.

You can pre-qualify online for loans up to $10,000, though final approval depends on factors like state of residence and income.

Late payments may incur a late charge. For details and amounts, contact your local branch or refer to your loan documents.

Yes, you can visit Rosie’s American Restaurant for a meal, Claire’s Playhouse for family entertainment, or the Tropical Smoothie Cafe for healthy refreshments, all conveniently near Republic Finance at 3025 South Main Street.

Nearby places like the United States Postal Service and various eateries such as Don Juan’s Tacos and More offer landmarks to help you find Republic Finance easily.

Yes, you can visit the Twenty Four Elite 24Hr Gym nearby for fitness or The Nutrition Armory for nutrition and holistic wellness before or after your visit to Republic Finance.