Heights Finance in Joplin, MO offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
It was easy and quick very helpful and respectful Samaria Nichole along with Kathryn
CM
C M
Dec 9, 2025
5.0
Spoke to a very nice, professional named Samaria on the phone, then again when we arrived at the office. We were greeted by both loan officers. Wait time was shirt. We felt comfortable and the loan process was easy and sufficient to our needs. AND some laughs were exchanged which made our experience even better! Thank you Samaria for your kind and professional and positive attitude!
GREAT EXPERIENCE!
TT
Travis Teal
Nov 28, 2025
5.0
SaMaria was very helpful and most of all very friendly and informational and helped us with everything.. she found a way to help us get are loan with no hassles and I will recommend them to anyone..
JS
John Simmons
Nov 21, 2025
5.0
SaMaria was wonderful! Very professional, friendly. Come see her for all your financial needs.
CB
Chalynn Bogenrief
Nov 18, 2025
5.0
Absolutely amazing people! Definitely left laughing as well. 10/10 experience!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Joplin offer?
Heights Finance offers personal loans up to $10,000, including installment loans, auto loans, and debt consolidation loans.
How can I apply for a loan at Heights Finance in Joplin?
You can apply online, in a branch, or by phone for a loan at Heights Finance.
What is required to apply for a loan at Heights Finance?
Applicants should bring two forms of information for identity, residence, and income verification, such as government-issued ID, proof of income, or utility/bank statements.
Does Heights Finance require good credit to qualify for a loan?
Good credit helps but is not always required. Loan decisions are based on multiple factors, so applying is the best way to find out if you qualify.
What are the business hours for Heights Finance in Joplin?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there wheelchair accessibility and onsite parking at Heights Finance in Joplin?
Yes, the location has a wheelchair-accessible entrance and onsite parking available for customers.
Can I make loan payments online or via an app at Heights Finance?
Yes, payment options include online, mobile app, automated bank payments, check, money order, and debit card.
What nearby dining options are available around Heights Finance in Joplin?
Nearby restaurants include Pho Sai Gon, Papa Murphy's, Han the Sushi Man, and Eden’s Garden-JOMO, offering various cuisines for before or after your visit.
Are there any nearby services related to automotive or travel?
Yes, nearby places include American Automobile Association (AAA) - Joplin, ACMO (MO) for travel services and Electrified Autos for automotive needs.
What nearby entertainment or fitness options can I find near Heights Finance?
Customers can visit Escape Joplin escape rooms for entertainment, or Wellness with Whitney gym and Yoga with Edie for fitness activities nearby.