Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.5
8 reviews
5 stars
7
4 stars0
3 stars0
2 stars0
1 star
1
- LELaura EstesOct 10, 20255.0AWESOME customer service! Keep up the great customer communication!!!
- PNPenny NicholsSep 17, 20255.0They are always friendly and eager to answer any questions. They are very helpful.
- JWJohn WalkerJun 5, 20245.0Excellent experience and service! So fast and friendly! I highly recommend Republic Finance! 😊♥️
- RBRobert BelgerApr 19, 20245.0Great place to obtain financial help. The branch manager Corey is phenomenal, he helped me without any hesitation. 5 stars aren't enough..
- MLMissy LucitoMar 29, 20245.0Easy loan process and website is user friendly. I forgot to make my payment and they called with a friendly reminder not the typical collection call. Friendly people.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and the information you provide. Final approval requires completing a full loan application.
What does refinancing a loan at Republic Finance involve?
Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, and repayment timeline. The remaining balance of your former loan will be included in the new loan amount.
How long does it take to receive funds after loan approval?
If you qualify for electronic funding, funds will be deposited in 1-2 business days. If you close your loan at a Republic Finance office, you receive your funds the same day by paper check.
Where is Republic Finance located in Independence, MO?
Republic Finance is located at 17201 E US Hwy 40, Suite 107, Independence, MO 64055-6437.
What are Republic Finance's office hours?
The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and certain holidays.
What should I do if I miss a payment on my Republic Finance loan?
You may be charged a late fee if payments are missed. Contact your local branch or refer to your loan documents for more details on late charges.
Are there any nearby businesses that might help if I'm planning home improvements?
Yes, Gomez Roofing and Scharig Alarm Systems are nearby contractors that can assist with roofing and home security/plumbing, respectively, complementing your home improvement loans.
What local amenities are close to Republic Finance for customers visiting the area?
Nearby businesses include The Clock Shop for antiques, Tim's Pizza for dining, and several beauty salons like Inventive Hair Studios and Blondie's Salon for personal care.
How can nearby insurance agencies assist Republic Finance customers?
Shelter Insurance and Shelter Insurance - Dan Welch are close by, offering auto and other insurance services that can be valuable for customers managing their finances and loans.