Heights Finance in Festus, MO offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Andria Rawson is AMAZING!! She is hilariuos and made the loan process painless & very quick!! We love that we can count on Heights when we are in a pinch!
RD
Ross Draper
Nov 4, 2025
5.0
Very friendly and helpful
AF
Alessandra Foy
Nov 3, 2025
5.0
Andria is amazing helped fast A+services get a loan with confidence
EV
Edwin VALENZUELA
Oct 31, 2025
5.0
Andria thanks for helping to make loan and getting documents too!
KM
Karen Meister
Sep 10, 2025
5.0
Very friendly and very helpful. Made this whole process go smoothly.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Festus, MO offer?
Heights Finance offers personal loans, installment loans, auto loans, debt consolidation loans, emergency loans, loan refinancing, and both secured and unsecured loans up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan by visiting the branch at 354 Festus Centre Dr, applying online through their website, or by phone.
What do I need to bring when applying for a loan?
You should bring two forms of documentation for identity, residence, and income verification, such as government-issued IDs, pay stubs, utility or bank statements.
Can I apply for a loan over the phone?
Yes, you can apply by phone by calling the branch and speaking with a representative.
Are there payment options other than in-person?
Yes, payments can be made online, through a mobile app, via automated bank payments, by check, money order, or debit card.
What are the business hours for Heights Finance in Festus?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM. It is closed on Saturdays and Sundays.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance has wheelchair accessible entrances and onsite parking available for customers.
Can I visit nearby real estate agencies around Heights Finance to explore housing options?
Yes, there are multiple nearby real estate agencies such as Century 21, Vanessa Krieg Real Estate, and Christina Raney - Real Estate Specialist, all located close to Heights Finance, making it convenient to explore housing options before or after your loan visit.
Are there nearby financial advisors near Heights Finance for additional financial consulting?
Yes, Edward Jones - Financial Advisor: Christine C Hill, AAMS® and Marie Jennewein are nearby financial service providers accessible from Heights Finance to assist with broader financial planning.
What nearby amenities can I find around Heights Finance in Festus?
Nearby amenities include the Papa Johns Pizza restaurant for food, CPR Cell Phone Repair for electronics services, and the Aesthetic Clinic for medical spa services, all conveniently located near Heights Finance for additional customer needs.