Heights Finance in Columbia, MO offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Quentin was very helpful and explained things very well.
JH
Jade Hawkins
Aug 12, 2025
5.0
Had an excellent experience today with HF. I have been with them since 2019 and wouldn't go anywhere else! Quentin made it super quick and easy!
DT
De'Nay Tapp
Aug 5, 2025
5.0
Great and fast service. Got me approved when others couldn’t. Q helped me and I’d definitely return for service. Thanks Q
KT
Kellen T
Aug 5, 2025
5.0
My experience was handled professionally and with curiosity! Excellent people skills and customer service! Worked with us to fit our budget. Needed money for repairs on my truck and got what we came for. Thanks again Q!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Columbia, MO offer?
Heights Finance offers installment loans, auto loans, debt consolidation, emergency loans, and both secured and unsecured personal loans up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or visit a branch in person to apply for a loan at Heights Finance.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Is good credit required to get a loan from Heights Finance?
Good credit helps but is not always required; decisions are based on multiple factors. The best way to find out if you qualify is to apply.
What are Heights Finance's business hours in Columbia, MO?
The Columbia branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance offer loan refinancing?
Yes, if you have a current loan with Heights Finance, you may be eligible to refinance. Visit a branch to speak with a team member for details.
What payment options does Heights Finance provide?
Payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more info.
Is there parking available at the Heights Finance branch in Columbia?
Yes, the branch has onsite parking available for customers.
What nearby businesses can I visit around Heights Finance in Columbia?
Nearby places include Bare Aesthetics (medical spa), The Vue Beauty and Spa, Kumon tutoring center, and CrossFit MXI gym, offering services you might combine with your visit.
Are there nearby dining options near Heights Finance in Columbia?
Yes, nearby restaurants include China Star, a Chinese and Asian restaurant, and Formosa Restaurant offering Pan Asian cuisine, great for a meal before or after your visit.