Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.3
11 reviews
5 stars
6
4 stars0
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1 star
4
- DDDeborah DelmainNov 28, 20245.0Staff is always friendly and helpful.
- SKsher kellyAug 2, 20241.0Horrible experience twice with Austin. He has horrible customer experience called twice for a refi current loan in good standing website approved said go to closest location and twice he has said not approved!!! Had to call him back three times for a decision. Horrible. Previous manager ran the business like a business. He is not professional nor knows what the hell he is doing. Never returns calls. I will never go back. Ever!!! False advertising false approvals on website. This hurts my credit each time he runs it. He is awful. Replace him!!!!!!
- DBDarrell BushJul 16, 20245.0Very professional, helpful and I felt like they looked out for my best interest
- CLCRAIG LEEJul 28, 20215.0Absolutely awesome! Thank you so much for your help as we work to renovate our home! Highly recommend this group. Lisa and Meagan....THANK YOU!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, emergency loans, holiday loans, and auto refinancing loans.
How can I pre-qualify for a loan at Republic Finance?
You can pre-qualify to get an estimate of the loan terms based on your credit and information provided. Final loan approval requires a full application.
What is the difference between interest rate and APR at Republic Finance?
The interest rate is the cost charged on the borrowed money excluding fees, while the APR includes the interest rate plus any fees and finance charges expressed as a percentage.
How long does it take to receive funds after loan approval?
Funds are deposited electronically within 1-2 business days if you qualify. Loans closed in person provide funds the same day via a paper check.
What are Republic Finance's office hours in Chesterfield, MO?
The Chesterfield office is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on weekends and major holidays like Thanksgiving and Christmas.
Can I refinance my existing loan at Republic Finance?
Yes, refinancing replaces your existing loan with a new one potentially having new terms, interest rates, and repayment timelines.
What happens if I miss a payment at Republic Finance?
Late payments may incur a late charge. Contact your local branch or review your loan documents for details on late fees.
Where is Republic Finance located in Chesterfield, MO?
It is located at 25 Forum Shopping Center, Chesterfield, MO, 63017.
What nearby places can I visit around Republic Finance in Chesterfield?
Nearby you can visit Bella Salon for beauty services, Decades of Cool Toys for hobby supplies, and Nails Studio for nail treatments, all convenient for stopping by before or after your loan appointment.
Are there dining options near Republic Finance in Chesterfield?
Yes, you can enjoy meals at Jenny's Diner, Classic Red Hots Mediterranean Restaurant, or Paul Manno's Cafe just a short walk from Republic Finance.
What convenience stores are near Republic Finance for quick errands?
You can find 7-Eleven and Phillips 66 Gas nearby for convenience shopping and fuel needs when visiting Republic Finance.