Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Cape Girardeau, MO offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
98 reviews
5 stars
90
4 stars
5
3 stars0
2 stars0
1 star
3
- JFJacquavion FoulksNov 25, 20255.0Thank you to Ms Angie , she was very nice, professional, and helpful at the Cape Girardeau branch!
- CBChris BrownOct 16, 20255.0Good people “ 🫡👍🏾very helpful
- CLCorey LemonsAug 15, 20255.0carolann bradfeild was super nice and very respectful..she was very professional about everything..great service.keep up the good work
- TGTammy GammonJul 26, 20255.0Go see Carol she’s really sweet!
- KDkelly danielsNov 6, 20191.0Wouldn't ever get another loan here. Wouldn't recommend them either. They call multiple times daily and call everyone you have as references. I know when my payment is due so stop harassing me. That just makes me want to avoid you maybe let you repo it and be done!!!!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Cape Girardeau offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation loans, and emergency loans up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at the branch. Representatives are available to help you choose the best options.
What documents do I need to apply for a loan?
Applicants should bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, and utility or bank statements.
Do I need good credit to get a loan from Heights Finance?
Good credit can help, but loans are based on multiple factors and you may still qualify without stellar credit. It's best to apply to find out.
What are the branch's business hours?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
What payment options are available for repaying my loan?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact the local branch for details.
Is there parking available at the Heights Finance location?
Yes, the branch has onsite parking for customers.
What nearby financial services can assist me along with Heights Finance?
Nearby financial services include Edward Jones - Financial Advisor: Heath Fulton and The Bank of Missouri, which can provide additional financial advice or banking needs.
What are some convenient nearby services I can visit when coming to Heights Finance?
You can visit Walmart Supercenter Cape Girardeau for shopping and Walmart Pharmacy for prescriptions nearby, or grab a meal at Jimmy John's or McDonald's close to the branch.
How can nearby travel and postal services complement my visit to Heights Finance?
Nearby 1st Class Travel can assist with travel needs, and the USPS post office nearby is available for mail services, which is convenient for managing personal affairs before or after your loan appointment.