Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification gives an estimate of loan terms you may qualify for based on your credit, while final approval and terms depend on a full loan application.

If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in the office provide same-day funds via a paper check.

Loan approval size depends on factors like your state of residence and income, with a maximum online pre-qualification amount of $10,000.

Missing a payment may result in a late charge; contact your local branch or check your loan documents for specific details.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and certain holidays.

Republic Finance is located at 1 Village Plaza, Suite 1, Arnold, MO 63010.

Nearby you can find several places such as Arnold Sew And Vac for retail needs, Subway for quick meals, and The Game Pit for video games and gifts, which might be convenient before or after your visit.

Yes, you can visit Subway, Frankie’s Cup of Joe Cafe for American dining, Guy's Pizza A'More for pizza and Asian cuisine, and Rowena's Diner for burgers nearby.

Nearby services include Arnold Food Pantry for antiques, Tatertot Comics and Collectibles for books and gifts, Patrick Murphy Family Dentistry for dental care, and Boxing South County for fitness and sports recreation.