This location is available for appointment only. Please call (231) 776-0200 to schedule an appointment!
Mercantile Bank provides financial products and services in a professional and personalized manner. Our commitment to innovation makes banking easier for businesses and consumers. We provide a high level of service, a knowledgeable staff, and are committed to strengthening the diverse communities we serve.
15 days ago i submitted all the paperwork to obtain CDs left by my deceased grandmother.
I live roughly 6 hours from the branch.
One would think 15 days to be plenty of time to close the accounts and send the money, but one would be wrong. I worked at a bank over 25 years ago and even then it was a matter of pressing a few buttons.
I was told the person who was handling this was out on Friday and Monday but would complete the task when they returned.
It would seem the employees were perfectly content to make me wait even longer as of that is in any way acceptable because generally people want and need their money yesterday so suggesting I continue to wait is ridiculous.
I was informed the checks would need to be sent certified mail and no idea when theyd arrive. Further annoying me as I work for a living and cant sit around waiting to sign for the package. Lord knows Id quit my job if i were privy to the amount, but Im told that can not be revealed to me.
I asked why in the year 2025 in this our digital age why the amount cant be sent digitally to my bank here. To which this suggestion was met with am i a member.
Still not sure why it cant be digitally wired since literally EVERYTHING is digital in banking but here we are.
I hope they plan to overnight that package to me since theyve been dragging their feet for so long.
Its unacceptible.
***5 business days later and still no check.
I used the chat to contact a rep who refused to give me the business email of Michelle the branch manager so I could send an email, and read it at my leisure, but she refused to provide it saying the email isnt secure despite the fact that i used email to send the information they requested to get the money from the CDs.
I requested that the branch manager call me instead. Michelle did call me back and said she mailed the cds out on Monday. Which proves my point that this SIMPLE task should not have taken 15 days to complete. When i thanked Michelle and said "Goodbye" she hung up in my ear.
The response from the owner takes zero responsibility for dragging their feet. Like yeah, theyre taking care of it because I called to check on progress and insist someone lift a finger otherwise who would have know how long id be waiting. Pathetic.
KC
Ken Carlson
Aug 7, 2025
5.0
Jon Lyons organized a smooth closing with my Title Company closer. He kept me inform throughout the lending process.
KL
Kyle Lieberman
Mar 26, 2025
5.0
Always a pleasure working with Jon Lyons and his team. He's a true professional and has always been great to work with in closing real estate transactions of all sizes.
KH
Kendall Hornsby
Mar 11, 2025
5.0
I would absolutely recommend this bank to anyone, especially for mortgage lending and regular banking needs. My contact person, Kayla Magee, is always quick to respond to me any time I reach out, and she goes above and beyond to assist me with anything I need.
What are the operating hours of Mercantile Bank in Petoskey?
Mercantile Bank in Petoskey is open Monday through Friday from 9:00 AM to 5:00 PM and closed on weekends.
Do I need an appointment to visit Mercantile Bank in Petoskey?
Yes, visits to this location are by appointment only. You should call (231) 776-0200 to schedule an appointment.
What financial services does Mercantile Bank offer?
Mercantile Bank provides financial products such as home mortgages, personal checking, business checking, business loans, and home equity loans.
How can I contact Mercantile Bank online for support?
You can email Mercantile Bank at OnlineSupport@MercBank.com for online support inquiries.
Where is Mercantile Bank located in Petoskey?
Mercantile Bank is located at 430 E. Mitchell St, Petoskey, MI 49770, United States.
Can you recommend nearby dining options close to Mercantile Bank?
Yes, nearby dining options include Vintage Chophouse & Wine Bar, Mitchell Street Pub, Leto's Osteria, Pour Kitchen & Bar, Tap 30, Thai Orchid Cuisine, and The Back Lot Beer Garden.
What nearby entertainment venues can I visit near Mercantile Bank?
Nearby entertainment and activity venues include Leo's Neighborhood Tavern, Northern Michigan Axe Company, Center City Gym, Petoskey MMA, Aligned Pilates, and Toby McFarland Baseball & Softball Academy.
Are there any nearby shopping options around Mercantile Bank?
Yes, nearby shopping includes Hodge Podge Lodge for home goods, Thunder Bay Winery & Regalo Luxury Gifts, Petoskey Cheese shop, and Reusch Jewelers.
How can the nearby places help visitors plan their trip to Mercantile Bank?
Visitors can enjoy dining at local restaurants like Vintage Chophouse & Wine Bar or relax at Leo's Neighborhood Tavern before or after their appointment at Mercantile Bank, making their visit more enjoyable.
Where can I find more information about Mercantile Bank online?
More information is available on Mercantile Bank's website at http://mercbank.com and their YouTube channel at https://www.youtube.com/@MercBankMI.