Lake Trust Credit Union

3.4
49 reviews

About

Credit UnionMortgage LenderInvestment ServiceInsurance BrokerBankLoan Agency
We're a group of over 175,000 members across the state of Michigan who work together to create stronger communities. And there's always room for one more.

Location

Lake Trust Credit Union
1011 N. Harris St., Mt. Pleasant, MI
48858, United States

Hours

Reviews

3.4
49 reviews
5 stars
25
4 stars
5
3 stars
1
2 stars
2
1 star
16
  • SH
    Stephen Hartford
    Oct 1, 2025
    5.0
    Nehemiah went above and beyond in helping me with a complicated matter involving the retrieval of old records from a closed account. Greatly appreciated!
  • PD
    Paige Day.
    Sep 3, 2025
    1.0
    Horrible place to do ANY type of loan with these people. First, they tacked on extra insurance no my truck loan KNOWING I have insurance already and charged me an extra $200 on top of my $500 payment and refused to give me my money back and they put it on my principal and that is NOT WHAT I WAS TOLD. Will be reporting to the BBB and stripping my loan from them. Thank you but, no thank you!
  • RR
    Ryan Reynolds
    Aug 13, 2025
    1.0
    Worst bank ever. My card is always locked after each transaction because they suspect fraud. Will be closing my account and switching to Isabella community credit union
  • KB
    knitrob b
    Apr 24, 2022
    1.0
    I've been a member with Lake trust since they bought out Nuunion credit union, so how many years that is. Used them for car loans etc. So summer 21 I got preapproved for a car loan. Actually twice because I didn't find anything. Dec 21 I find a truck i liked and called them from the dealer. It was about 2 in the afternoon. They put me on hold for maybe a 30 minutes. I finally hung up, called again, got a live person and put on hold again for maybe 20. The dealer told me they will beat the rate, which was low AND have it done it 20 minutes and even a local bank, Huntington. So I did it. Lake trust never called me back. Wrote them an email. No response. Last straw is my credit card is expiring, no new credit card. Wrote them an email. No response. So I have a capital one quicksilver on the way...with rewards! You know its nice to have a bank or credit union that's on the ball, peace of mind, so as much as a pain as its going to be I'm gone. Recommendation is to avoid them. Follow up: Switched mostly to Huntington who has excellent customer service. I can't even get a 1099 from lake trust. There is supposed to be one on the member services page, nearest year is 2020. I can't get through on the phone, hold for 20 minutes. So i did the chat, I have to use my year ending statement to report my interest to the IRS. Save yourself the headache!
  • KB
    Kyle Bowen
    Apr 4, 2017
    1.0
    Can't get ahold of a person...at all...the main phone number rings for eternity... the phone queues are ineffective for someone trying to get loan information on an existing loan..."new online " feature not helpful with login help.

Frequently Asked Questions About Lake Trust Credit Union

What is Lake Trust Credit Union, and what do they offer?

Lake Trust Credit Union is a Michigan-based credit union with over 175,000 members, dedicated to building stronger communities. They offer services including mortgage lending, investment services, insurance brokerage, banking, and loan agencies.

Where is Lake Trust Credit Union located in Mt. Pleasant?

Lake Trust Credit Union is located at 1011 N. Harris St., Mt. Pleasant, MI 48858, US.