I would not recommend working with Jerad Kinney or his team. We closed on a house with Jerad and attempted to Re-Fi. Here is our experience for both occurrences:
- Closing: The paperwork that Jerad sent over was consistently incorrect. I had to read through the documents with a fine-tooth comb and request specific updates to be made, which he promised would be fixed, but rarely were. Even on the day of closing, there were still errors on the paperwork (he didn’t send them in advance despite our request to do so) so we had to push out our closing.
- Re-Fi: We started discussions about a Re-Fi in August of 2024. By March of 2025, no progress had been made. During these 7 months, we experienced a lack of communication (we’d go weeks without responses despite us following up), empty promises of closing dates and interest rates), and errors on our paperwork (the largest being the fact that he never locked in our original interest rate despite us requesting this and him telling us it was locked… spoiler alert – it never was).
I think this example sums up our experience with Jerad well: We received documents on March 4th. After pointing out the many errors that needed to be fixed, we decided to reach out to a different lender to Re-Fi on March 12th. We ended up closing with the new lender on March 20th. We also received our first communication from Jerad in weeks on March 20th… with the same errors on the documents.
Frequently Asked Questions About Flagstar Bank Commercial Lending and Real Estate
What types of loans does Flagstar Bank Commercial Lending and Real Estate offer?
Flagstar Bank Commercial Lending and Real Estate specializes in commercial mortgage lending, providing loans tailored for commercial properties and real estate.
Where is Flagstar Bank Commercial Lending and Real Estate located?
The bank is located at 19500 Victor Parkway, Livonia, MI 48152, USA.
What is the main phone number to contact Flagstar Bank Commercial Lending and Real Estate?
You can reach Flagstar Bank Commercial Lending and Real Estate by calling +1 248-312-2265.
What is the official website for Flagstar Bank Commercial Lending and Real Estate?
The official website is https://www.flagstar.com/.
In which time zone does Flagstar Bank Commercial Lending and Real Estate operate?
The bank operates in the America/Detroit time zone.
Are there any financial service providers near Flagstar Bank Commercial Lending and Real Estate?
Yes, nearby financial service providers include Christopher Jaggi - Ameriprise Financial Services, Inc. and Thomas V Valade - Financial Advisor at Ameriprise Financial Services. Customers can coordinate financial and advisory services conveniently in the same area.
Is there a real estate-related service near the bank?
Yes, Fidelity National Title and Interstate Title, both providing real estate and title services, are located nearby, which can be helpful for clients managing property transactions along with their commercial lending needs.
What automotive financial services are available near Flagstar Bank Commercial Lending and Real Estate?
Toyota and Lexus Financial Services are nearby, offering automotive-related financial options which might complement business needs for vehicle financing.
Can customers find marketing and business services close to the bank?
Yes, nearby businesses like Sunny Media Group (advertising agency) and Phoenix Franchise Brands (event planning and professional services) provide marketing and business support services.
What amenities might be available to customers or visitors around Flagstar Bank Commercial Lending and Real Estate?
Besides financial and business services, the area hosts various amenities such as Fetch! Pet Care for pet sitting, Wyoming Discount Liquor for food and beverages, and Therapeutic Rehabilitation Center for health-related services, offering convenience for visitors near the bank.