Its not just this branch. Capital One Legitimately Doesn't Give a _____
2 years ago I noticed my account had been converted to a nearly zero interest rate account. I asked if I could please be switched to the current interest bearing rate. I was told to close my account and open a new one. 40+ years with Chevy Chase now Capital One and that was the solution I was offered.
I took their advice and moved my personal account to CFG. Where I get 1 percentage point better than Capital One.
I did however leave my business account there. They now charge me a fee to use their checking. OK.
So one of my Business checks that they mail, doesn't make it. I get a notification that the check has not been cashed. The notification even has a button to "get a refund". Well that doesn't work. Went to the branch to plead my case... "Since its a paper check and I have confirmed with the COUNTY GOVERNMENT that they don't have it... can we just cancel the check so I can pay using the COUNTY online portal?" (Full accepting that county was going to charge me interest for something that wasn't my fault.)
I was helped by Robin who is always there. When it reached the point that we had to talk to "another dept" I was handed the phone. The person on the other end talked in circles. Asked me the same question again and again. When the phone rep mis read her screen I couldn't even understand what she meant. I stated I don't really understand what you said, "I don't really care what term you use for it. I would like to cancel the check, get the money put back in my account, so I can pay the COUNTY."
Several more minutes of this and dropped the phone on the table and slid it back to Robin.
I placed all my capital one cards on the table and asked my accounts be closed.
Robin did finish the phone call with the CSR and also stated that dealing with that person was frustrating. I then tried to express my annoyance without yelling, and my lack of understanding why this is so difficult.
If I had just written a paper check... it would have been simple to cancel it. But since I used Pay Bills WHICH I PAY A MONTHLY FEE FOR... this could take 3-45 days to fix.
They really don't care about their customers at all.
LR
Lorenz (Renzie)
Sep 18, 2025
1.0
The customer service I experienced & witnessed with others was very disappointing. A particular staff member, your teller, spoke in a condescending and dismissive manner. Great show of unprofessionalism. I see why the reviews reflect discouraged clients. What happened to attentive and helpful service? It's pretty concerning to see this come from someone in such a visible role. I hope management addresses this. Maybe this branch could use some training.
SM
Sergii Mainyi
Aug 28, 2025
5.0
Love this branch, very helpful and nice people there! Priti is great!
SN
so non
Aug 15, 2025
1.0
Noone other than one teller at the bank
VV
Vanessa
Jun 9, 2022
5.0
Wonderful staff - so friendly and kind. I appreciate Priti especially. I never go into banks or visit banks anymore since most banking is virtual, but needed to walk-in one day last week. I was the only one in the bank and had a good time chatting with the staff. I am grateful to these ladies for being so positive and kind to me.
What are the branch hours for Capital One Bank in Germantown, MD?
Capital One Bank in Germantown is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. The branch is closed on Sundays.
When can I use the drive-through services at this Capital One Bank location?
The drive-through services are available Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 12:00 PM. It is closed on Sundays.
What services does Capital One Bank Germantown offer?
Services include Branch Drive-Up, Coin Machine, Night Drop, ATM, and Walk-Up ATM facilities for your banking needs.
Where is Capital One Bank Germantown located?
The branch is located at 21117 Frederick Rd, Germantown, MD 20876, USA.
How can I contact Capital One Bank Germantown?
You can reach them by phone at +1 301-528-3654 or send a fax to +1 301-528-3657.
Does Capital One Bank Germantown have a social media presence?
Yes, you can visit their Facebook page at https://www.facebook.com/119786948082672 under the username CapitalOneBankGermantownMD4.
What nearby financial services are available around Capital One Bank Germantown?
Nearby financial services include Chase Bank, PNC Bank, First National Bank ATM, Coinme ATM, and Western Union for money transfer services.
Are there convenient dining options close to Capital One Bank Germantown?
Yes, you can find McDonald's nearby for fast food and quick meals.
What automotive services are close to Capital One Bank Germantown?
Nearby automotive services include Sunoco Gas Station, Exxon & Mobil Stations, Milestone Liberty for automotive repair, tire dealer, and car wash services, as well as 7-Eleven convenience and gas station.
What other amenities can I find near Capital One Bank Germantown?
Nearby amenities include Giant Food supermarket and pharmacy, GameStop, Benjamin Moore hardware store, MyEyeDr. optometrist, Exquisite Salon & Spa, Hair Cuttery hair salon, Blockbuster, Club Pilates gym, and Massage Envy spa and beauty salon.