Business Details
About
Loan AgencyCuro Management
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
451 reviews
5 stars
432
4 stars6
3 stars
7
2 stars1
1 star5
- PLPercy LiamDec 22, 20255.0Isha was super helpful and help me through the entire process.it was really a smooth process
- SMSerhii MenzhulovSep 6, 20255.0Hey, everybody. This is the best place if you need money. I went there and one hour I had money😃. I was assisted by Isha, he helped me to do everything very fast. He explained everything I wanted, helped me install the app and in one hour I had money. Thank you very much Isha. Address 647 Portage Ave. Winnipeg. LendDirect.
- HTHaskell ThomasAug 8, 20255.0Amir help me with line of credit
- KPKim PelletierJul 21, 20255.0Shane The service I received today was Fast, explained details clearly and was very professional Would totally recommend
- ASArielle StevensonMar 3, 20245.0Hi. I recently was approved at cash money. Friendly and understanding very helpful would come here again! Had helped from viral
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
Is the LendDirect location at 647 Portage Ave currently open?
This LendDirect location is temporarily closed at this address.
What types of loans does LendDirect offer at this location?
LendDirect offers Line of Credit and Secured Loans at this location.
What is a Line of Credit with LendDirect?
A Line of Credit is a personal loan for ongoing expenses, providing flexible access to funds up to an approved credit limit without needing to reapply.
How can I apply for a Line of Credit at LendDirect?
You can apply online, over the phone, or at a branch if available. You must meet requirements including being at least 18, having valid ID, a bank account, proof of income, and Canadian residency.
Can I get a Secured Loan for my vehicle if I have a less than perfect credit score?
Yes, LendDirect considers various factors including but not limited to credit score when processing secured loan applications.
What types of vehicles are acceptable for a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, SUVs, off-road trucks, pick-up trucks, and vans are accepted for Secured Loans.
How do I receive funds after loan approval from LendDirect?
Funds can be direct deposited to your bank account or sent via Interac e-Transfer, which can deliver money in as little as 15 minutes.
Is this LendDirect location accessible for people with disabilities?
Yes, this location has a wheelchair accessible entrance.
What nearby financial services can help me with money transfers or currency exchange near LendDirect?
Western Union, located nearby, offers financial services including currency exchange which could assist you before or after visiting LendDirect.
Are there places to grab a quick bite or coffee near LendDirect at 647 Portage Ave?
Yes, Primo’s Deli and McDonald's Canada are nearby and great options for food and coffee before or after your visit.
Where can I find some local entertainment or nightlife near LendDirect in Winnipeg?
You can visit Public Domain and The Good Will - Social Club, both nearby bars and music venues popular for local entertainment.