Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
324 reviews
5 stars
306
4 stars
5
3 stars1
2 stars1
1 star
11
- TOTemiloluwa OlugbengaNov 14, 20255.0They have a Great customer experience and the guy that helped me was great and the manager was also great. I highly recommend here
- HSHeather ShermanOct 30, 20255.0Isha is very friendly and efficient and gave very good service
- KMKen MarekOct 8, 20255.0Good visit with Lyle! Highly recommended
- KMKarly MooneySep 24, 20255.0Great fast friendly service
- AVAndres VicenteSep 8, 20255.0Quick and professional !
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers electronically funded Line of Credit and Secured Loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at one of our branches in Canada.
What do I need to apply for a Line of Credit?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly can I get a lending decision after applying online?
During business hours, applicants may receive a pre-approval decision almost immediately. Final decisions are typically made within 48 hours, often the same day.
Are there any restrictions on vehicles for Secured Loans?
Yes, acceptable vehicles include standard passenger hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans, up to 20 model years old and less than 250,000 km.
Can I have a Line of Credit and a Secured Loan at the same time?
Currently, customers are not eligible to have both a Secured Loan and a Line of Credit simultaneously.
Where is LendDirect located and what are its business hours?
LendDirect is located at 1615 Saint Mary's Road, Suite 200, Winnipeg, MB R2M 3W8, Canada. We are open Monday to Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. We are closed Sundays.
What nearby places can I visit before or after my appointment at LendDirect?
Nearby you can visit Zaika Spice House for groceries and delicatessen items, Splatters Paintball Wi for active life and entertainment, or The Works Hair Studio for beauty and spa services.
Can I access financial or insurance services near LendDirect's location?
Yes, Entrust Financial Services and HUB International, which offer financial advising and health insurance services, are located nearby for your convenience.
How can I reach LendDirect by public transit or find nearby amenities?
While specific transit stations are not listed, LendDirect is centrally located in Winnipeg near popular spots such as the Red River Co-op Gas Bar and 7-Eleven convenience store, which might serve as useful landmarks.