Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
265 reviews
5 stars
263
4 stars2
3 stars0
2 stars0
1 star0
- OÀdé OgunbawoAug 19, 20255.0Jasmine was very helpful with my line of credit with lend direct, she took me through the various steps and have very good assurance
- OAOnwuemene AnthonyJun 27, 20255.0Jasmine helped me get a quick pay day loan while I was in a bind. Great service!!
- BTbinam tekluOct 15, 20245.0Great customer service by jasmine - she was really helpful
- CLChantel LecoyAug 8, 20235.0Super friendly staff! made taking out a loan super easy for me! Def Would recommend this location. 😊 I'll be coming here in the future!
- DRDevyne RichardsonApr 22, 20235.0Carlyle is great
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans, providing electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch for a quick and easy loan application.
What are the branch hours for LendDirect in Brandon, MB?
The Brandon branch is open Monday to Friday from 9:00 AM to 6:00 PM and closed on weekends. On November 11th, it opens at 1:00 PM.
What do I need to apply for a Line of Credit at LendDirect?
Applicants need to be at least 18 years old, provide valid ID, have an open bank account in their name, proof of recurring income, and be a Canadian resident.
Can I get a Secured Loan for a vehicle over 10 years old?
Yes, Secured Loans can be offered for vehicles up to 20 model years old and with 250,000 kms or less.
Does LendDirect accept payments in branch?
Yes, you can make payments at a branch using your debit card. Cash payments are not accepted, but Interac e-Transfer and AutoPay options are available online.
Is a Secured Loan at LendDirect helpful for building credit?
Yes, payment history is reported to Equifax Canada, which can help build credit when payments are made on time.
Where is LendDirect located in Brandon, MB?
LendDirect is located at 29 10th St. Unit P, Brandon, MB R7A 4E3, Canada.
What nearby places can I visit before or after my visit to LendDirect?
You can visit nearby spots such as Jacey’s Esthetics for beauty services, Sundale Morning Ice Cream for a treat, or The Guinness Tavern for dining and drinks.
How can nearby financial institutions help me when visiting LendDirect?
Nearby banks like Bank of Montreal and TD Canada Trust Branch & ATM can assist with related financial services or ATM access when managing your loan needs.
Are there wellness or counseling services nearby that visitors to LendDirect can access?
Yes, Lighthouse Wellness Centre and Dr. Darichuk Psychology and Wellness Centre offer counseling and mental health services nearby LendDirect.