Business Details
About
BankMortgage ConsultantsEquity LoansBusiness Banking ServiceWebster First Federal Credit Union
Webster First Federal Credit Union provides banking and lending services at our Spencer, Massachusetts location, conveniently located at 118 West Main Street. Open a checking or savings account or apply for a loan today.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Wheelchair accessible entranceAvailable
Location
Webster First Federal Credit Union – Spencer MA
118 West Main Street, Spencer, MA
01562, United States
Hours
Reviews
4.3
29 reviews
5 stars
22
4 stars
2
3 stars0
2 stars
1
1 star
4
- MWMichael WongNov 1, 20205.0Pleasant, knowledgeable and accommodating staff. President and CEO all the way to the important tellers, branch Managers, Loan Officers and Lawyers.
- KAKassie ArcouetteJul 1, 20205.0I had a great experience here when applying for a car loan. Geraldine Pothier was very nice and helpful. She helped me with my finances and what would be the best for me. I would 100% recommend!!
- KPKatir PatelJun 17, 20205.0Had a chance to work with Jason Chase at Webster First in Spencer, it was a fantastic experience. He was extremely knowledgeable and responsive, I will absolutely return for future business.
- JDJoelyn DurginJul 5, 20195.0Very good rates. Very Friendly people. Interest paid on checking and they dont hit you with a ton of fees for your accounts! Highly recommend.
Frequently Asked Questions About Webster First Federal Credit Union – Spencer MA
What is Webster First’s routing number?
Webster First’s routing number is 211386597
What is my member number? Is it different from my account number?
Your member number is the number all your related accounts are bundled under. Many Webster First members have a checking, savings, and investment account all associated with the same member number. Your member number is listed on the top of your printed statements or eStatements.
Under your member number, each individual account will have its own account or MICR number. In most cases, each account number contains your member number. Your account number can be obtained from your checks, online banking, or the mobile app.
To find an account number in online banking, click on the desired account, and then click “Account Details:”
To find an account number in our app, tap on the desired account, then tap “Details:”
How do I know if I am eligible for membership?
You are eligible to join Webster First if you live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County of Massachusetts.
Businesses and other legal entities located in Worcester, Essex, Middlesex, or Suffolk Counties, Massachusetts are also eligible to join.
Additionally, you are eligible if you are a current Webster First employee, are a volunteer in the community, or are the spouse of someone who died while within the field of membership.
Members of the immediate family or household, and organizations of anyone meeting these qualifications are also eligible to join.
What is the difference between a bank and a credit union?
Banks are for-profit financial corporations that conduct business to maximize the price of their stock and profit for their stockholders. Credit unions are not-for-profit financial cooperatives that conduct business for the mutual benefit and general welfare of their member owners.
I need to update my street or email address, how can I do that?
If you use online banking or our app, you can simply update them there. You’ll need to update your address separately within Bill Pay as well. Not an online banking user? Call us at (800) 962-4452 or stop by your local branch.
Where can I learn more about career opportunities with Webster First?
Visit websterfirst.com/careers
How will I know if my local branch is closed due to inclement weather?
If branches are closed, a notice will be placed on websterfirst.com. We will also announce closings on our Facebook and Twitter pages.
I received a letter requesting a current copy of my insurance. Why did I receive this letter and what do I do next?
As part of your loan obligation, you are required to maintain physical damage insurance for the full term of your loan. Please visit MyInsuranceInfo.com to enter and verify your insurance information so that we may update your records.
What do I do if my ATM/Debit Card is lost or stolen?
If your ATM/Debit Card has been lost or stolen during business hours, please call us at (800) 962-4452 for immediate assistance. If your card has been lost or stolen after hours, please call (800) 528-2273 for assistance.
How do I re-order checks?
You can re-order checks at a branch, using the mail order form provided in your current box of checks, or online. When you are ready to re-order your checks online, please make sure to have your check re-order slip ready. To place an order, log in to Harland Clarke’s check reordering website. You may log in using your Order Identification Number and Check Number found on your check re-order form.
How can I place a stop payment on a check?
You can place a stop payment on a check by completing the form in online banking or our mobile app, contacting our call center, visiting a branch, or via telephone banking. Please note that there is a fee assessed for each stop payment order. Refer to our fee schedule for more information.
What documents do I need to bring in when applying for a loan?
When applying for a loan, you will need to provide proof of identity, such as a driver’s license. When finalizing your loan, your loan officer will provide you with a list of any other documents you may need to provide in order to have the loan disbursed.
Do I need to be a member to get a loan?
Yes, you do need to be a member in order to obtain a loan from Webster First, however, you don’t need to be a member in order to apply. We can sign you up for membership when you finalize your loan.
How old of a vehicle will you finance?
Whether or not we finance a vehicle depends upon the value of the vehicle. Since this will be different for each vehicle, we recommend you call us at (800) 962-4452 or visit a branch for a more personalized answer.
Do I need to pick out a car first before I can apply for a loan?
You do not need to have a particular vehicle picked out in order to apply for pre-approval.
Can I make loan payments online?
Yes
Are there penalties if I want to pay extra or pay off my loan early?
There are no pre-payment penalties for any Webster First consumer loans. You can pay extra or pay off your loan early with no penalties.
Can someone else come into a branch and make a payment for me?
Yes, someone else can make a payment on your behalf. They can pay with cash, a check, or as a transfer out of their Webster First account.
What are the branch hours for Webster First Federal Credit Union in Spencer, MA?
The branch is open Monday, Tuesday, Thursday from 8:30 AM to 4:00 or 6:00 PM, Friday from 8:30 AM to 5:00 PM, Wednesday and Saturday from 8:30 AM to 12:00 PM, and closed on Sundays.
Does the Spencer branch have a drive-through and what are its hours?
Yes, Webster First in Spencer has a drive-through open Monday, Tuesday, Thursday, and Friday from 7:30 AM to late afternoon, with shorter hours on Wednesday and Saturday, and closed on Sunday.
Is Webster First Federal Credit Union in Spencer wheelchair accessible?
Yes, the Spencer branch has wheelchair accessible entrance and parking.
What services are available at the Webster First Spencer location?
Services include 24 hour drive-up ATM, drive-up teller, night depository, coin counting machine, safety deposit boxes, official bank checks, money orders, foreign currency exchange for members, and on-site debit card printing and replacement.
How can I update my street or email address with Webster First?
You can update your address through online banking or the mobile app. Alternatively, call (800) 962-4452 or visit a local branch.
What nearby medical facilities are close to Webster First Federal Credit Union in Spencer?
Nearby medical facilities include Harrington Physician Services At Spencer, Harrington Healthcare at Spencer hospital, and Talal J Bou-harb, MD internal medicine.
Are there nearby places where I can shop after visiting Webster First?
Yes, places like East Coast Thrift, The Salvation Army Family Store & Donation Center, Klem's department and hardware store, and AvalonRose Cottage flower and gift shop are nearby.
Where can I grab a bite or a drink near the Webster First Spencer branch?
John's Pizza and Timberyard Brewing Company are nearby, offering pizza, American cuisine, and bar options for your convenience.
Does Webster First Spencer provide mortgage and loan products?
Yes, they offer auto loans, personal loans, mortgages, home equity loans & lines, and commercial banking products.
Is a COVID-19 vaccination required to visit the Spencer branch of Webster First?
Yes, proof of vaccination is required to enter the branch.