Main Street Bank is a locally run, independent mutual savings institution serving the MetroWest and northern Middlesex communities of Massachusetts. They are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products and services for individuals, families, local businesses, and community organizations since 1860, with particular attention to education and financial wellbeing. With branch offices in the MetroWest and North Middlesex region, Main Street Bank provides an extensive array of financial services and products for all personal and business life stages, including checking accounts, savings accounts, mortgage, home equity loans, home equity lines of credit, personal loans, car loans, business loans, cash management services, mobile banking, and video banking. To learn more, visit BankMainStreet.com. Equal Housing Lender | Member FDIC | Member DIF
Steven Puzikov went above and beyond to help me with opening a new account. He was very approachable and answered all my questions so thoroughly. I recommend banking here and I recommend Steven.
WP
Will Pender
Oct 28, 2025
5.0
Very knowledgeable and professional staff. I had a very easy and convenient experience, Steven Puzikov took the time to understand and help resolve my debit card fraud issue.
AP
Ann Marie Pauley
Oct 3, 2025
5.0
Great customer service today! Steven Puzikov helped me updating our profile and issuing ATM Card. Rockstar! Buy that man lunch. Thank You . Dean Lacoff.
TN
Torin Nikstad
Sep 29, 2025
5.0
We have been baking with Main Street Bank for years. We love the local bank feel versus a national bank. I’ve had Bank of America and Capital One but have really enjoyed Main Street the most. Super friendly and always available to help. As a business owner I love that I could just go in today with a question I had about my accounts and I was seen right away with Steven Puzikov at the Ayer location. He was so understanding and easy to work with. My service dog in training was welcomed, and they respected her space and job she had to do. I’m so impressed with how professional Steven and everyone else was about her presence.
CB
Cortney Brickley
Sep 20, 2025
5.0
Amazing bank and branch. Welcoming like they are a small bank but have all the amenities of a larger bank. They helped me out in a jam when my work gave me a commission check late on a Friday. Kristin set up an account and was super nice. If you lose a card they can give you it right then and there, no waiting! They also did a great job at fixing an overcharge issue when a random charge was found on my account.
What types of accounts does Main Street Bank offer?
Main Street Bank offers checking accounts, savings accounts, and business accounts including business checking and savings.
Does Main Street Bank provide loan services?
Yes, they offer various loans including mortgages, home equity loans and lines of credit, personal loans, auto loans, business loans, commercial loans, SBA loans, and construction loans.
What are the Main Street Bank's hours of operation?
The bank is open Monday to Thursday from 8:00 AM to 4:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 8:00 AM to 12:00 PM. It is closed on Sundays and certain holidays.
Does Main Street Bank offer mobile and online banking?
Yes, Main Street Bank provides online banking, mobile banking, and video banking services for customer convenience.
Is Main Street Bank wheelchair accessible?
Yes, Main Street Bank has a wheelchair accessible entrance, parking, and seating.
Does Main Street Bank require appointments for banking services?
No, appointments are not required to access Main Street Bank services.
Where is Main Street Bank located?
Main Street Bank is located at 7 Main Street, Ayer, MA 01432, United States.
Which nearby restaurants could I visit before or after banking at Main Street Bank?
You can visit Osawa Japanese Bistro, The Cottage (Italian restaurant), Cottage Restaurant (pizza and sandwiches), JP O'Hanlon's pub, Bar 25 AYER (cocktail bar), The Ravioli Theory diner, or Union Coffee Roaster coffee shop, all located near Main Street Bank.
Are there local government or public service offices near Main Street Bank?
Yes, the Town of Ayer - Town Hall and Ayer Town Hall are nearby, offering public service and government-related resources.
What local businesses near Main Street Bank can help with financial planning or insurance?
Nearby, you can find Advent Financial Planners for financial advising and Advent Benefit Consultants for insurance services.