Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, and other unplanned expenses loans.

Pre-qualification provides an estimate of loan terms based on your credit and information, while final approval requires a full loan application.

Yes, loan checks sent by mail are pre-approved loan offers from Republic Finance.

Interest rate is the percentage of cost to borrow money excluding fees, while APR includes interest rate plus fees like origination and documentation fees, expressed as a percentage.

Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment schedules.

Electronic funds are deposited within 1-2 business days; in-person loans provide same-day funds via a paper check.

The largest loan you can pre-qualify for online with Republic Finance is $10,000, subject to factors like state and income.

Late payments may incur a late charge; details can be found by contacting the local branch or reviewing loan documents.

The branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays such as Thanksgiving and Christmas.

You can enjoy nearby spots like Mary Lee Donuts for coffee and pastries, Yogurt Bayou for frozen yoghurt and smoothies, and Elle Boutique for shopping women's clothing, all within walking distance.

Yes, nearby dining options include Pizza Hut for pizza, Taylor Made Concessions for fast food, and The Depot Diner for classic diner meals.

Close by, you can find Stylemasters LLC and Future Cut hair salons, Nail Place nail salon, and The Culture Goddess Hair and Beauty Lounge for beauty and spa services.