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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- Onsite servicesAvailable
Location
Hours
Reviews
3.4
10 reviews
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4
- JJjamesAug 18, 20251.0Do not go here. They will lie to you and the manager is not helpful at all and will talk to you like your stupid!
- CEChelsea EubanksMay 8, 20241.0Would not recommend this place. Call to see if you can add some to my current loan and because I didn’t want the high amount she is offering then they can’t discuss what your payment would be on the smaller amount. In her words “It would be a disservice to tell me on the phone but had no issues discussing the higher amount. I called twice about paying it off a year early and not one person asked if they could do anything. The girl that worked my paperwork up is the same one that gave me the payoff amount. I called a previous loan company and they had no issues discussing everything over the phone so that I didn’t waste my time on something I possibly couldn’t do. And on top of all that, they ran my credit twice which affected my credit score.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, and emergency loans.
How can I estimate my loan terms before applying?
You can pre-qualify to get an estimate of loan terms based on your credit and information provided. Final approval requires a full loan application.
Is the loan check I received in the mail from Republic Finance real?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and the APR on a loan?
The interest rate is the cost to borrow money, excluding fees. The APR includes the interest rate plus any fees such as origination and documentation fees, typically making it a higher percentage.
What does refinancing a loan mean at Republic Finance?
Refinancing replaces your existing loan with a new one that may have different interest rates, terms, and repayment timelines, including the remaining balance from your former loan.
How quickly can I get my funds after loan approval?
Funds via electronic funding are typically deposited within 1-2 business days. If you apply and close your loan at the West Monroe office, you can receive a paper check the same day.
What are the West Monroe Republic Finance branch's hours of operation?
The branch is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
How much can I borrow from Republic Finance online?
You can pre-qualify online for loans up to $10,000 depending on factors like your state of residence and income.
What nearby places can I visit for food before or after visiting Republic Finance?
Close by you will find The Peach Cobbler Factory for bakery treats and Pizza Fest Apizzeria for pizza and chicken wings, ideal spots to enjoy before or after your visit.
Are there automotive services near Republic Finance in West Monroe?
Yes, nearby automotive services include Bumper To Bumper Auto Parts, Gene's Tire Service, Kimball's Fiberglass, and NAPA Auto Parts, convenient for vehicle maintenance while handling your finances.
Can I find beauty and relaxation services near Republic Finance?
Yes, Natural Nails and Sun Tan City are nearby salons offering nail care, tanning, and skin care services to relax after your visit.