Business Details
About
Loan Agency
Heights Finance in West Monroe, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
41 reviews
5 stars
33
4 stars
1
3 stars
1
2 stars
1
1 star
5
- CSClint SnellingDec 12, 20235.0Great customer service and really nice people
- HLHeather LeanneAug 16, 20235.0Veronica is an amazing Loan Officer...
- CSClay StephensJul 31, 20235.0Very pleased with the service provided by Veronica Danforth
- KGKendall GinnJul 27, 20235.0I highly recommend Veronica Danforth. She was very professional good service was above and beyond and was very helpful and knowledgable and answered every question about which loan was right for me! Thank you Veronica!!
- SASebrena AdamsDec 4, 20201.0They have horrible customer service They could care less about their customers even if you have done business with them for years. Very unprofessional people. They do not know what they are doing and will mess your loan up and charge you way more than what you even owe.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in West Monroe offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone to start the loan application process.
What documents do I need to bring when applying for a loan?
Bring two sources of identification, residence, and income verification such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to get a loan at Heights Finance?
Good credit helps but is not always required; decisions are based on multiple factors. Applying is the best way to find out if you qualify.
What are Heights Finance's hours of operation?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is Heights Finance accessible for people with disabilities?
Yes, the branch has a wheelchair accessible entrance and offers onsite services and parking without requiring appointments.
Can I make loan payments online or in person?
Payments can be made online, through a mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
What nearby places can I visit before or after visiting Heights Finance in West Monroe?
Nearby places include PJ’s Coffee for a coffee break, Pizza Hut for a quick meal, and Bealls Outlet for shopping, making it convenient to combine errands or leisure with your visit.
Are there financial services near Heights Finance in West Monroe?
Yes, nearby are First Heritage Credit and H & R Block, which offer additional banking and financial services you might find useful.
What local amenities can help with errands while at Heights Finance?
The UPS Access Point for shipping, Brookshire's Pharmacy for medical needs, and LibertyX Bitcoin ATM for currency exchanges are nearby to conveniently manage multiple tasks during your visit.