Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, and other unplanned expenses loans.

Pre-qualification provides an estimate of loan terms based on credit and info you provide, while final approval and terms depend on completing a full loan application.

A loan check is a pre-approved loan offer from Republic Finance and is real. You can find more information about loan checks on their website.

The interest rate is the percentage charged for borrowing money excluding fees; APR includes the interest rate plus any fees charged on the loan, expressed as a percentage, and is usually higher.

Refinancing replaces your existing loan with a new one possibly with new interest rates, terms, and timeline including the balance of your previous loan and any eligible fees or products.

If approved for electronic funding, funds are deposited in 1–2 business days; in-office loan closings provide a same-day paper check.

The maximum loan amount you can pre-qualify for online is $10,000, though approval depends on factors like state residency and income.

The Thibodaux branch is open Monday through Friday from 8:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and certain holidays like November 27 and December 25, 2025.

Near Republic Finance, you can visit Edward Jones Financial Advisors like Bill Hochstetler and Blaire Verdun, CFP®, for additional financial advising and investment services.

You can visit local attractions like The Dansereau House (a hotel and event venue), enjoy shopping at boutiques like LUCO Boutique and Sole Sisters Style, or relax at mcesthetics spa nearby.

Nearby you can find Lafourche Parish Government offices, Lafourche Registrar of Voters, and public libraries such as Lafourche Parish Library Thibodaux and Lafourche Parish Public Library.