Heights Finance in Thibodaux, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Nedra and Naya were very helpful the process was quick
EM
Edna Marange
Sep 27, 2025
5.0
Great customer service and the kindest workers
TH
Tre'von Holmes
Sep 26, 2025
5.0
Naya and Nedra were very helpful it took 2 days to get approval but they made sure I was able to get what I needed and I’m very grateful for that.
Thanks.
NJ
Neva Johnson
Sep 24, 2025
5.0
We appreciate the service from Nedra today
JL
Jamie Louviere
Sep 19, 2025
5.0
They were absolutely there for us in our time of need! Quick and easy! Thanks Nedra & Naya!!!! Yall the best!!
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Thibodaux offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance in Thibodaux?
You can apply online, in a branch, or by phone for a loan at Heights Finance.
What documents do I need to apply for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Does Heights Finance require good credit to get a loan?
Good credit can help, but loan decisions are based on multiple factors and good credit is not always required. Applying is the best way to find out if you qualify.
What are the operating hours for the Heights Finance branch in Thibodaux?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Does Heights Finance in Thibodaux have wheelchair accessible entrances and onsite parking?
Yes, the branch has a wheelchair accessible entrance and offers onsite parking for customers.
What nearby financial services can I find close to Heights Finance in Thibodaux?
Nearby financial services include H&R Block for accounting and tax help, Coinme for ATMs and currency exchange, and OneMain Financial for installment loans.
Are there dining options near Heights Finance where I can grab a meal?
Yes, you can visit The Daily Blend, a tea room and smoothie bar, or fast-food options such as Hardee's and Subway nearby.
What nearby health and wellness services are accessible from Heights Finance?
Nearby options include Snap Fitness Thibodaux gym, Sparenity nail and beauty salon, and several pharmacies like Rite Aid and Walgreens.
Does Heights Finance offer loan refinancing options?
Yes, customers with a current loan may be eligible for refinancing. Visit the branch to discuss your options with a team member.