Welcome to First Horizon Bank - located in Slidell. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Rudest branch of any bank I’ve ever been to. They don’t even acknowledge you when you use the drive thru. No hello. No thank you. Not a word. Multiple times now.
JC
Jessica Chrzan
Jul 8, 2024
1.0
Went in to cash my check Saturday. Was told I can only deposit it and funds wouldn't be available until Monday. It's Monday and my money still isn't there. Called the customer service number because the branch location doesn't answer the phone, just to be told it will be Tuesday or Wednesday before the funds will actually show up in the account. This is ridiculous and it is not right to lie to people about their money. We, as customers, put a lot of trust into an institution when we do business with them. We have bills we have to pay and "well, the bank lied to me" isn't a viable excuse when the rent is due. Do better First Horizon! I'm probably going to find a new bank.
PT
Pops B Trippin
Jun 20, 2024
5.0
I've been having this Bank for almost a decade the employees are amazing compared to the First Horizon Bank on veterans these ladies always have a smile on their face and are willing to help anyone that walks through that door thanks ladies for always coming in clutch
Frequently Asked Questions About First Horizon Bank - Slidell, LA - Gause Blvd.
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular banking hours for First Horizon Bank on Gause Boulevard in Slidell?
The bank is open Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. It is closed on Sundays.
When is the drive-through service available at the Slidell Gause Boulevard branch?
The drive-through is open Monday through Friday from 8:30 AM to 5:00 PM and is closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You will need a $50 minimum opening deposit, your Social Security number, date of birth, and a personal ID such as a driver’s license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open an account online or visit one of the banking centers in person to apply.
What mobile banking options does First Horizon Bank offer?
First Horizon Bank offers a Mobile Banking app available on the Apple App Store and Google Play, providing convenient access to digital banking services.
What nearby places can I visit around First Horizon Bank on Gause Boulevard for coffee?
PJ’s Coffee, a coffee shop and bakery, is nearby and a great place to visit before or after your banking appointment.
Are there other banks near the First Horizon Bank Slidell branch?
Yes, nearby banks include IBERIABANK and another First Horizon Bank location, providing alternative banking options in the area.
What nearby health services are available close to First Horizon Bank in Slidell?
Nearby health-related services include Slidell Ear Nose and Throat Associates, Lakeview Regional Physician Group, and Quest Diagnostics for medical and diagnostic needs.
What types of loans does First Horizon Bank offer for businesses?
They offer various small business loans including term loans, lines of credit, and real estate loans. You can consult with a banker to discuss your specific needs.
Is parking available at First Horizon Bank on Gause Boulevard, and is it free?
Yes, the bank offers free onsite parking including parking lots and street parking.