Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and personal loans.

Pre-qualification estimates the loan terms you may qualify for based on your credit and provided information. Final loan approval requires completing a full application.

If you qualify for electronic funding, funds are deposited within 1-2 business days. Loans closed in a physical office provide same-day funding via paper check.

The interest rate is the cost to borrow money excluding fees, while the APR includes the interest rate plus additional fees such as origination and documentation fees, expressed as a percentage.

Late payments may incur a late charge. You can contact your local branch or review your loan documents for specific details about late charges.

Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and holidays such as Thanksgiving and Christmas.

The office is located at 3000 North Market Street, Suite 186, Shreveport, LA 71107.

Yes, nearby restaurants include Beijing Chinese Restaurant, Wingstop, Subway, Waffle House, Pizza Hut, and Whataburger, offering a variety of dining choices for customers visiting the area.

Nearby shopping options include North Market Place shopping center, Sally Beauty, Stage department store, Aaron's electronics, and several mobile phone stores like Metro by T-Mobile and Cricket Wireless.

Yes, nearby financial services include 1st Heritage Credit, Heights Finance mortgage broker, E Z Cash auto loan provider, First Heritage Credit bank, LibertyX Bitcoin ATM, Western Union money transfer, and The Exchange Network ATMs.