Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans for bill consolidations, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information, while final approval requires a full loan application.

Yes, a loan check is a pre-approved loan offer provided by Republic Finance.

The interest rate is the cost percentage charged for borrowing money, excluding fees. The APR includes the interest rate plus any fees such as origination or documentation fees and is usually higher.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including your remaining balance and any fees.

Funds are deposited electronically within 1-2 business days if qualified; if processed at a Republic Finance office, funds are received the same day as a paper check.

You can pre-qualify online for loans up to $10,000, though actual approval amounts depend on factors like state of residence and income.

Republic Finance is closed on Saturdays and Sundays; it operates Monday through Friday from 8:00 AM to 5:00 PM.

Nearby attractions include Walter B Jacobs Memorial Park for outdoor activities and Eric D. Jackson Antiques & Fancy Goods for shopping. After your visit, you might enjoy a treat at Baskin-Robbins or dine at Superior's Steakhouse.

Yes, near Republic Finance you can visit Vantage Health Plan for insurance needs, Sprint Store for mobile phones, and Block Advisors for tax and financial services, making it easy to handle multiple errands in one trip.

You can enjoy casual eats at Dillas Quesadillas or drinks at Havana Cigar and Sports Bar. For relaxation, Classy Nails & Spa offers beauty and spa services nearby.