Business Details
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Welcome to First Horizon Bank - located in Shreveport. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Shreveport, LA - Fern Loop
6985 Fern Loop, Shreveport, LA
71105, United States
Hours
Reviews
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- MTMyri TalleyJul 31, 20251.0Unfortunately, I did not see the "first horizon only" parking sign as a big suv was blocking it. As soon as I parked my car and got out, I was cornered by one of the employees who was leaving. I felt extremely unsafe already. She asked if I was a customer and told me I can't park there. I was spoken to more like a misbehaving dog than an actual person. It seems $ is all that matters if you want to get treated like a human being there. I was attempting to get myself uncornered, and she told me just this once I can park there since I just had to drop something off. I literally ran to drop it off so I could hurry up and leave. She waited in her car for me to show back up before speeding off. I felt incredibly unsafe. If this is how the employees treat other human beings just because they aren't paying customers, I'd hate to be a customer here ever. We are human first, not $$. If she hadn't cornered me in the first place, I might've been in the right mind to apologize for the confusion and move my car instead of being afraid. Do better.
- AAAmyMar 20, 20185.0Great service every time I come to this branch! I'm always greeted with a smile🙂 Thank You!
Frequently Asked Questions About First Horizon Bank - Shreveport, LA - Fern Loop
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank - Shreveport?
The drive-through service is available Monday to Friday from 9:00 AM to 5:00 PM, and it is closed on weekends.
What documents are required to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit any banking center to apply in person.
What mortgage loan options does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans tailored to diverse financial needs.
Does First Horizon Bank assist first-time homebuyers with financing?
Yes, they provide programs like FHA loans and other options with lower down payments to support first-time homebuyers.
What types of small business loans are available?
Small business term loans, lines of credit, and real estate loans are available. You can talk to a banker to review the options.
Are there any nearby banks where I can find additional financial services?
Yes, nearby banks include IBERIABANK and another First Horizon Bank branch, which can be convenient for additional services or ATM access.
What are some nearby automotive services close to First Horizon Bank - Shreveport?
Nearby, you can find Xpress Car Wash, Time-It Lube, Valvoline Instant Oil Change, and Orr INFINITI Shreveport for car washing, oil changes, repairs, and automotive needs.
Are there any entertainment venues near the bank?
Yes, the Shreveport Opera, offering opera and ballet performances, is located nearby and can be a great cultural experience before or after your visit.
Does First Horizon Bank - Shreveport offer mobile banking services?
Yes, they offer Mobile Banking through their app available on iOS and Android for convenient banking on the go.