Business Details
About
Loan Agency
Heights Finance in Opelousas, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
22 reviews
5 stars
21
4 stars0
3 stars0
2 stars0
1 star
1
- KBKelly BrownNov 17, 20255.0Very patient and nice and thorough. I would recommend this company to anyone.
- DDDarrellNov 12, 20255.0The ladies at Heights Finance are your go to ladies when your in need!!
- MCMelody ChambersOct 30, 20255.0Sylvia was amazing to work with—very professional, knowledgeable, and supportive throughout the entire process. I highly recommend Heights Finance Co!
- NTNelson TaylorOct 21, 20255.0Love Sylvia and Shaila like family!! Always such a great help
- MMMayoliaOct 21, 20255.0They were very helpful and friendly
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Opelousas offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is fast and easy with assistance from friendly representatives.
What identification do I need to apply for a loan?
Bring two sources of information verifying your identity, residence, and income such as government-issued IDs, proof of income, or utility statements.
Do I need good credit to get a loan with Heights Finance?
Good credit helps, but loans are approved based on multiple factors, so excellent credit is not always required.
What are the hours of operation for Heights Finance in Opelousas?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is Heights Finance wheelchair accessible and does it have onsite parking?
Yes, the branch has a wheelchair-accessible entrance and onsite parking available for customers.
Can I refinance an existing loan with Heights Finance?
Yes, refinancing may be available if you have a current loan with Heights Finance. Visit a branch for details.
What nearby hotels can customers visit when coming to Heights Finance?
Nearby hotels include Studio 6 Suites Opelousas, Super Place Inn Opelousas, Holiday Inn Express & Suites Opelousas, and Days Inn and Suites by Wyndham Opelousas.
Are there any nearby transportation options near Heights Finance for easier access?
Yes, the nearby Greyhound Bus station offers transportation options for customers visiting Heights Finance.
What local services are available near Heights Finance that customers might find useful?
Nearby services include automotive dealers like Sterling Buick GMC and Giles Automotive Inc., health services such as Louisiana Urgent Care of Opelousas, and financial services like Edward Jones and 1st Heritage Credit.