Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers a variety of personal loans including bill consolidation, home improvement, vacation, car purchases, car repairs, and other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and provided information. Final approval requires a full loan application.

A loan check is a real, pre-approved loan offer from Republic Finance. It means you have been pre-approved for a loan amount.

The interest rate is the cost percentage for borrowing money excluding fees, while the APR includes the interest rate plus additional fees such as origination and documentation fees.

Refinancing replaces your existing loan with a new one that may have a different interest rate, terms, or repayment timeline, including the remaining balance and possible fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if closing at a physical location, you receive funds the same day via paper check.

The branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on weekends and holidays like Thanksgiving and Christmas.

Missing a payment may result in a late charge. Contact your local branch or review your loan documents for specific late charge details.

Nearby places include Buffalo Wild Wings for dining, Paramour Wax & Nails or April’s Nail Bar for beauty services, and PJ’s Coffee for a café experience.

Yes, nearby financial services include the Navy Federal Credit Union Remote ATM, Coinme ATM, Western Union money transfer, and LibertyX Bitcoin ATM for easy financial transactions.

Nearby locations for shopping include T.J.Maxx and Mattress Firm. For fitness, you can visit gyms like Curves and YouFit Health Clubs near Republic Finance.