Business Details
About
Loan Agency
Heights Finance in Monroe, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.8
24 reviews
5 stars
16
4 stars
1
3 stars0
2 stars0
1 star
7
- LMLouis-Anthony McDanielJun 16, 20224.0I haven't had a loan with them in 4 years, but, the staff at the Monroe location was very helpful at the time. They whitened with me even when I would miss a payment. I may need that type of help again soon.
- JJJudy JenkinsMar 28, 20181.0These people are a nightmare! If you make them angry they come up with extra "fees". The West Monroe location is extremely nice so if you have to use them, use the West Monroe location.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Monroe, LA offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting the branch in person for assistance with loan options.
What do I need to bring to apply for a loan?
Bring two sources of identity, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Are good credit scores required to get a loan?
Good credit helps but is not mandatory; loan decisions are based on multiple factors. Applying is the best way to find out.
What are Heights Finance's business hours in Monroe?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is the Heights Finance branch accessible and convenient for customers?
Yes, it has a wheelchair-accessible entrance, onsite parking, and does not require appointments for visits.
Can I make loan payments online at Heights Finance?
Yes, payment options include online payments, mobile app, automated bank payments, check, money order, and debit card.
What nearby financial services can I visit along with Heights Finance?
Nearby are First Heritage Credit, 1st Heritage installment loans, and Progressive Bank, making it convenient to compare financial options.
Are there medical or vision care providers close to Heights Finance?
Yes, Cooksey Center for Vision, Louisiana Eye and Laser Center, Dr John Cooksey, Martinez Chiropractic, and Glenwood Regional Medical Center are nearby.
What local amenities are near Heights Finance for customers to visit before or after their loan appointment?
Customers can visit Muffin Tin for gifts, Nineteenth Hole Hair Styling or Amber Franklin Beauty for salon services, and Fit 4 Life smoothie bar nearby.