Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.1
17 reviews
5 stars
8
4 stars
1
3 stars0
2 stars0
1 star
8
- MBMary BrownJul 30, 20255.0The team on Severn is very professional, friendly and they know by name. I know I can pay online, but I come once a month just to see their friendly faces.
- JVJohn ViverosJan 2, 20235.0Jessica was very helpful and help me get what i need it done. This is my 3rd time using this company and they are great and they do care about there customers thanks again
- SMSamuel murilloMay 11, 20224.0Republic financial is a great place to rebuild my credit
- RRRicky RogerNov 21, 20191.0At all possible stay away from using this company. As soon as you hit hard times on making payments they will not work with you on payments. They made me unaware that they would be garnishing my paycheck and now that they are im falling behind on other bills as a result. Horrible company to affiliate yourself with. Stay away!!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How can I pre-qualify for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information you provide. Final approval requires a full loan application.
Is the loan check I received from Republic Finance real?
Yes, the loan check is a real, pre-approved loan offer from Republic Finance.
What is the difference between the interest rate and APR for loans?
The interest rate is the cost percentage charged to borrow money, excluding fees. APR includes the interest rate plus fees like origination and closing fees, making it higher than the interest rate.
What does it mean to refinance a loan with Republic Finance?
Refinancing replaces your existing loan with a new one that may have different terms and interest rates, incorporating your remaining balance and any applicable fees.
How long does it take to receive money after loan approval?
Funds are deposited electronically in 1-2 business days if qualified, or available the same day as a paper check when closing at a Republic Finance office.
What is the maximum loan amount I can apply for online at Republic Finance?
The largest loan amount you can pre-qualify for online is $10,000, though loan size depends on state of residence and income.
What happens if I miss a payment on my Republic Finance loan?
You may be charged a late fee if payments are missed. Contact your local branch or review your loan documents for specific details.
What are the operating hours of the Republic Finance branch in Metairie, LA?
The branch is open Monday to Friday from 8:00 AM to 5:00 PM and closed on weekends and certain holidays.
What nearby places can I visit before or after my appointment at Republic Finance in Metairie?
You can visit Albasha Greek & Lebanese Café for Mediterranean dining or relax at Lavish Day Spa and Milan Hair Salon, all nearby Republic Finance.
How can nearby businesses like BEC Technology Consultants and Wireless Concept assist me when visiting Republic Finance?
BEC Technology Consultants and Wireless Concept nearby can provide tech repairs or mobile services if you need assistance with devices during your visit to Republic Finance.
Are there health and wellness services near Republic Finance in Metairie?
Yes, nearby wellness options include Legacy Chiropractic, Kei2U Massages & Facial Services, and Express Urgent Dental Care for chiropractic, massage, and dental needs.