Republic Finance

Reviews

• TT

  tehirah

  Dec 29, 2025
  3.0
  Dexter was really nice........so my issue is not with him......and I don't necessarily have an issue with here, I just don't like how the conversation went when trying to explain and understand the "personal property" insurance you are forced to have, once I contacted my homeowner's insurance. when I was told that there was an extra (idk...) $50/mth added to my bill for property insurance, I told them I didn't need it, but it was apparently mandatory because the items were used to secure my loan. so the only 2 options you have is to pay them, or to add them to your homeowner's insurance as a loss payee. I never had to do that before, but they told me that if a tree fell on my roof, then they would get paid before I do for my roof - even though the damage to my roof might have absolutely nothing to do with the personal property used to secure the loan.......I was going to add them to my insurance, but when I asked how it affected my insurance, they did not know. once I spoke to my insurance company, they said it sounded like they were putting a lien on my house, when they shouldn't since my house has nothing to do with the loan. i went into the office so they can speak to my insurance company, and the owner or manager just kept saying that "I" didn't understand what they said because they told me how it worked, and that the personal property needed to be covered by them or my homeowners insurance, and she kept saying if I didn't like or wasn't satisfied with "MY DECISION", then I can't get a loan from my bank and pay them off or pay them off early so that I don't pay all of the insurance. and that kept pissing me off because I understood what they said how it worked, and I was aware of my decision to get the loan.......so that's neither here nor there, I was just trying to make the next decision on whether I wanted to pay them more monthly for it or to not pay them but have them listed as a lien on my house for property that might not get damaged if i have a roof claim, but they will get paid first.........so just know that this is how it works with your homeowner's insurance.......but if you just have renter's insurance, you don't have to worry about a lien being on your house.......but the idea that they get paid first will still be the same. so before you get a loan with them......this is what you're signing up for......so talk to your homeowner's insurance company first before agreeing to listing them or just pay them the extra for it. or go somewhere else........not every loan company requires this.........I know One Main Financial doesn't.......
• AC

  Alicia Cosey

  Nov 28, 2025
  5.0
  It’s very easy to do business with this team
• NB

  New Orleans West bank

  Dec 30, 2023
  1.0
  Try not to miss one payment OMG they try to crucify you. They're call you late at night for one payment miss I mean things happen they don't care corporate pressure them I guess. So anyone reading this try to get a loan with your local bank or local credit Union I promise you'll rates will be much better....
• LA

  Leovaldo Aguirre

  Mar 15, 2018
  1.0
  Called for information on payment options on my account and Anita a representative was very rude and didn't want to be bothered so she put me on hold and transferred me to another agent that sayed he was in training for assistant manager, I asked him why was I transfer if all I wanted to ask was a general wuestion about payment options and his reply was that Anita had a "saltery" disposition what ever that means and that he would be better able to assist. REALLY!!

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