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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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Location
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Reviews
4.2
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- PGPrince GriffinJan 9, 20255.0Keep doing the great job that you're doing!!!
- JBJacob BayardOct 22, 20241.0Tryed getting a loan through these people to build credit. Had a cosigner along with a vehicle for collateral worth well more than the loan amount. And they offer 1000$ with a terrible Apr rate. I made over 50k a year and my vehicle is worth double then the amount I was asking for ($4000) I would not recommend these people at all especially if you're trying to build credit not to mention that it took almost 3 days to get back with me. One star review, have to give one star, would give a zero if I could. Went the First Heritage in Laplace and got the loan I needed in less then 2 hours!
- TPTamesia PrestonMay 20, 20245.0I gave them permission to please notify me in reminding me if my payment so I want forget, and they do just that.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance in LaPlace, LA offer?
Republic Finance offers personal loans including auto-secured, bill consolidation, emergency, holiday, home improvement, K-12 school, vacation, and general personal loans.
How long does it take to get loan funds at Republic Finance in LaPlace?
If you qualify for electronic funding, the funds are deposited within 1-2 business days. In-person loan closings provide funds the same day via paper check.
What is the difference between pre-qualifying and applying for a loan at Republic Finance?
Pre-qualification estimates loan terms based on your credit and info you provide. Final approval requires completing a full loan application.
What does refinancing a loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one that may have different terms, interest rate, and repayment timeline, including your previous balance and any agreed fees.
What are the business hours for Republic Finance in LaPlace?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and major holidays.
Where is Republic Finance located in LaPlace, LA?
Republic Finance is located at 513 W. Airline Hwy, Suite B, LaPlace, LA 70068.
How can nearby places help customers visiting Republic Finance?
Customers can stop by Bailey's Andouille for groceries or AutoZone for car parts nearby before or after visiting Republic Finance at 513 W. Airline Hwy.
Are there beauty and wellness services near Republic Finance?
Yes, customers can visit Starz Hair Salon or Kim’s Nails, both close to Republic Finance, for beauty and spa services.
Where can customers relax or enjoy food and drinks near Republic Finance?
After visiting Republic Finance, customers can enjoy food and drinks at Francois’ Tavern, Members Only Cigar Club, or New Orleans Original Daiquiris nearby.
What should I do if I miss a payment on my loan with Republic Finance?
If a payment is late, you may be charged a late fee. Contact your local Republic Finance branch or check your loan documents for specific details.