Business Details
About
Loan Agency
Heights Finance in LaPlace, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
39 reviews
5 stars
37
4 stars0
3 stars0
2 stars0
1 star
2
- WPW PetitNov 6, 20255.0I had a great experience with Asia. She was sweet and kind and made the experience stress free. They welcomed me with open arms in their and made me feel like family.
- TSTrenise SmithSep 30, 20255.0Ms. Asia & Ms joyy, were amazing 👏 they helped me, when no one else would. Very professional & attentive to my need 👏
- HCHenry CarterSep 26, 20255.0Had a great experience at the one in Laplace and Asia was very patient and respectful
- RPRodney PierreSep 25, 20255.0Great fast service and recommend their services!!
- ZCZenobia ChristmasSep 19, 20255.0I had the best experience at the Slidell location. Top tier Customer Service. Be sure to stop by and see Kiya and Courtney.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance offer in LaPlace, LA?
Heights Finance offers installment loans, auto loans, debt consolidation loans, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is designed to be fast and easy with assistance available for selecting the best loan option for you.
What documentation is required to apply for a loan?
You need two sources of information to verify your identity, residence, and income, such as government-issued IDs, proof of income, or utility or bank statements.
Do I need good credit to get a loan from Heights Finance?
Good credit helps, but decisions are based on multiple factors. You may still qualify without stellar credit. The best way to find out is to apply.
What are the payment options for loans at Heights Finance?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for more details.
Are there loan refinancing options available?
Yes, if you have an existing loan with Heights Finance, you may be eligible to refinance. Visit a branch to discuss your options.
What are Heights Finance's operating hours in LaPlace?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there convenient parking and accessibility at the Heights Finance branch?
Yes, the branch has onsite parking and a wheelchair-accessible entrance for your convenience.
What nearby places can I visit before or after my appointment at Heights Finance?
You can visit nearby spots like Mochaccino's coffee shop for a drink, Napoleon's Bakery for fresh pastries, or Marble Slab Creamery for ice cream. For dining, try Best Wok or Crazy Wings.
How can nearby businesses like Bayou Ford and Supreme Ford of LaPlace assist me when visiting Heights Finance?
If you're considering an auto loan from Heights Finance, nearby car dealers Bayou Ford and Supreme Ford of LaPlace offer vehicle options for purchase and trade-in, making loan use convenient.
Are there professional services near Heights Finance that can complement my financial planning?
Yes, nearby professional services include Economy Bookkeeping & Tax Service for accounting needs, Big Easy Law Group for legal advice, and various marketing and advertising agencies like Opportunity Now and XP Synergy.