Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Lake Charles, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
5.0
13 reviews
5 stars
13
4 stars0
3 stars0
2 stars0
1 star0
- MGMazaba Giles6 days ago5.0Ms. Brittany was polite and very easy going. Process was quick. Thank you
- JCJohn CollinsDec 4, 20255.0Miss Brittany very professional extremely knowledgeable as well as intelligent lots of laughs and jokes highly recommend anyone looking for a loans this is the lady to come to
- KIKenneth Amos IIOct 16, 20255.0Miss Brittany code is by four a very professional and intelligent how hard worker she has helped us in some desperate times of measures. I highly recommend her for your financial needs and gain please give her a call if you don’t believe me just I’ll tell yourself thank you.
- TLTerry LebineSep 30, 20255.0Brittany helped me tremendously. She has patience and is very caring to her customers. Thank you so much
- RGRichard GeorgeSep 11, 20255.0Very pleased with the service I received today. I went in looking for an amount and received more than what I thought I could get. The ladies in the office was great with awesome customer service. Thanks T'erika and Brittany.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer in Lake Charles, LA?
Heights Finance offers various personal loan options including installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan with Heights Finance?
You can apply for a loan online, by phone, or in person at the Heights Finance branch in Lake Charles. Friendly representatives are available to assist you.
What do I need to bring when applying for a loan?
Applicants need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Does Heights Finance require good credit to approve a loan?
Good credit helps but is not strictly required; loan decisions are based on multiple factors. The best way to determine eligibility is to apply.
What are the business hours of Heights Finance in Lake Charles?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
What payment methods does Heights Finance accept?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card through the local branch.
Is there wheelchair accessibility and onsite parking at the Heights Finance location?
Yes, the Lake Charles Heights Finance location has a wheelchair accessible entrance and onsite parking available.
Are there other financial service providers near Heights Finance in Lake Charles?
Yes, nearby financial services include First Heritage Credit, 1st Heritage Credit, Edward Jones, and Stephenson Investment Group, providing additional financial advising and credit options.
What nearby accommodations can customers use when visiting Heights Finance?
Customers can stay at nearby hotels such as SpringHill Suites by Marriott Lake Charles, Residence Inn by Marriott Lake Charles, Hampton Inn Lake Charles, and La Quinta Inn & Suites by Wyndham Lake Charles Casino Area.
Are there local amenities near Heights Finance for customers to visit?
Yes, nearby amenities include Vip Nails & Spa and Majestic Nails & Spa LLC for beauty services, Krew's Books & Brews for bakery and bookstore needs, and Southside Animal Hospital for pet care.