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About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.0
10 reviews
5 stars
7
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3 stars
1
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1 star
2
- SSShariAug 22, 20255.0Never any issues and when it's necessary to call staff is always friendly and willing to help.
- JTJada TolbertAug 9, 20255.0They never hassled me for payments, I got approved quickly and received my funds quickly. They are really good financial team , very helpful and prompt!
- CDCarmen DoucetAug 8, 20255.0The service is very good and very helpful
- SBShevella BergeronJun 16, 20255.0They are very good when you need some assurance and a 😁
- SDShirley DELCOMay 28, 20245.0Branch workers are very friendly!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including auto-secured, bill consolidation, emergency, holiday, home improvement, K-12 school, vacation, and personal loans.
How long does it take to receive money after loan approval at Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. For in-office loans, funds are given the same day via paper check.
What is the difference between pre-qualifying for a loan and applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and provided information, but final approval and terms require a full application.
What are Republic Finance's operating hours?
Republic Finance is open Monday to Friday from 8:00 AM to 5:00 PM and closed on weekends and major holidays such as Thanksgiving and Christmas.
Where is the Republic Finance branch located in Lafayette, LA?
The Lafayette branch is located at 533 Bertrand Drive, Lafayette, LA 70506.
What happens if I miss a loan payment with Republic Finance?
Missing a payment may result in a late charge. For details, contact your local branch or refer to your loan documents.
How can nearby Rouses Markets benefit me when visiting Republic Finance?
Rouses Markets nearby offers a convenient place to shop for groceries or essentials before or after your visit to Republic Finance at 533 Bertrand Drive.
What dining options are available near Republic Finance on Bertrand Drive?
Near Republic Finance, you can enjoy meals at King Buffet (Asian cuisine), Freddy's Frozen Custard & Steakburgers, Agave Mexican Grill and Cantina, and other eateries for a quick bite or relaxed meal.
Is there convenient public transit near Republic Finance for easy access?
Yes, Graham Central Station is nearby, providing train and transportation access as well as nightlife options, making it easier to reach Republic Finance.
How long has Republic Finance been serving customers in Lafayette, LA?
Republic Finance has been helping customers meet their financial needs since 1952, with over 70 years of experience.