Business Details
About
Loan Agency
Heights Finance in Lafayette, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
19 reviews
5 stars
17
4 stars0
3 stars0
2 stars0
1 star
2
- CRCandace RichardNov 17, 20255.0Always so helpful. Great customer service.
- DSDwight ShelvinNov 5, 20255.0Outstanding customer service. Lafayette location has a very polite staff
- TLTonya LavergneSep 11, 20255.0Come down here and see my girl Raven. She will help you the WHOLE WAY through and let you leave smiling. Such a fast and friendly environment.
- TCTIMOTHY COOPERIDERSep 11, 20255.0Y'all Raven was so helpful and professional make sure you Ask for her at the lafayette office. Thank Y'all
- IJIke JohnsonSep 10, 20255.0Was able to walk in and get the assistance I needed from Raven & the branch, great customer service and impressive customer service skills. Visit them if you ever need help
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Lafayette offer?
Heights Finance offers installment loans, auto loans, debt consolidation loans, secured and unsecured personal loans tailored to fit your financial situation.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or by visiting a Heights Finance branch in person.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan?
While good credit can help, loan decisions are based on multiple factors and you may still qualify with less-than-perfect credit; the best way to know is to apply.
What are the business hours for the Heights Finance Lafayette branch?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
Is Heights Finance accessible and convenient to visit?
Yes, the Lafayette branch has wheelchair accessible entrances, onsite services, and onsite parking, and no appointment is required to visit.
What nearby places can I visit before or after my appointment at Heights Finance?
You can visit entertainment venues like The SHOBOX Lafayette and Fast Eddie’s Live Music and Bar, or enjoy dining options such as China Wok J and L or ZENSHI Handcrafted Sushi nearby.
Are there any shops near Heights Finance where I can buy electronics or phone accessories?
Yes, nearby shops include Express Phone Repairs and the AT&T Store for electronics and mobile phone accessories.
Where can I find services like haircuts or beauty salons close to Heights Finance?
Nearby beauty services include La Famille On Congress, Prezidential KUTZ Barbershop, King Lee Special, and Barber Pat offering hair, barber, and salon services.
Does Heights Finance offer loan refinancing and how can I inquire about it?
Yes, loan refinancing is available; please visit a branch and speak with a team member to learn more about your eligibility and options.