Business Details
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Welcome to First Horizon Bank - located in Kinder. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Kinder, LA - 5th Ave
916 5th Avenue, Kinder, LA
70648, United States
Hours
Reviews
4.0
5 reviews
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1 star
1
- JLJason LovejoyOct 17, 20251.0They’re pitiful. The ladies assisting you are great. The management and top tier management and their policies are terrible. Do yourself a favor and move to a hometown bank.
- SCStacie Browne (Cajunluv)Mar 14, 20215.0U go in it's always greeted with an smile an a good morning an when u leave u get have a great day
- CRCrystal RiceNov 14, 20165.0We appreciate your business, never had a problem. Staff has always been very helpful to me. Thank you
- AAAmethystOct 17, 20164.0Staff of this bank is really friendly. However, they have to have officers from other banks sometimes get to you, whom are not reliable at getting back to you. Also, this bank seems to occasionally have a long wait sometimes, with only one specialist to handle questions that aren't answered at the window.
Frequently Asked Questions About First Horizon Bank - Kinder, LA - 5th Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours of First Horizon Bank - Kinder, LA - 5th Ave?
The bank is open Monday to Thursday from 8:30 AM to 3:30 PM, and on Friday from 8:30 AM to 5:00 PM. It is closed on Saturdays and Sundays.
Does First Horizon Bank - Kinder offer drive-through banking services?
Yes, the drive-through is available Monday to Thursday from 8:00 AM to 4:00 PM and on Friday from 8:00 AM to 5:00 PM. It is closed on weekends.
What is required to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online, or visit one of their banking centers to apply in person.
What mortgage loan options does First Horizon Bank provide?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
Are there any programs for first-time homebuyers at First Horizon Bank?
Yes, First Horizon offers programs for first-time homebuyers, including FHA loans with lower down payment requirements and specialized assistance from mortgage specialists.
Does First Horizon Bank provide small business loans?
Yes. They offer various small business loan options such as term loans, lines of credit, and real estate loans. It's recommended to speak with a banker to discuss options.
What nearby banks are located close to First Horizon Bank in Kinder, LA?
Nearby banks include IBERIABANK, JD Bank, Jeff Davis Bank & Trust Co., and Capital One Bank, providing additional banking options in the area.
Are there any nearby places where I can grab coffee near First Horizon Bank - Kinder?
Yes, Kinder Coffee Shop is nearby where you can enjoy coffee, smoothies, and a cafe experience before or after visiting the bank.
What other local services are available close to First Horizon Bank in Kinder?
Nearby services include Southern Roots Apparel & Gifts (boutique), Hebert Holmes & Fontenot (lawyers), Memory Lane (flowers and gifts), and World Nails (nail salon), offering various shopping and professional options.