Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase and repair loans, and loans for other unplanned expenses.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided, while final approval requires completing a full loan application.

If you qualify for electronic funding, funds will be deposited in your bank account within 1-2 business days. For in-office loans, you receive funds the same day as a paper check.

Refinancing replaces your existing loan with a new one potentially having a new interest rate, revised terms, and/or revised repayment timeline, including remaining balance and any fees.

Republic Finance in Houma, LA is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays, including major holidays like Thanksgiving and Christmas.

It is located at 675 Enterprise Drive, Suite C, Houma, LA 70360, USA.

Missing a payment may result in a late charge. For details about late charges and amounts, contact your local branch or refer to your loan documents.

Nearby facilities include Paramount Health and Fitness gym, Travis Gravois State Farm insurance agency, and Coastal Orthodontics dental services, providing options for health, insurance, and fitness needs before or after your visit.

Yes, Pelican Point Preschool and Sylvan Learning tutoring center are nearby, offering educational services.

You can find Mr. Po-Boy - West Side, a sandwich shop offering fast food, close to Republic Finance, ideal for grabbing a quick meal during your visit.