Business Details
About
Loan Agency
Heights Finance in Houma, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
32 reviews
5 stars
29
4 stars
1
3 stars0
2 stars0
1 star
2
- RRRaymondOct 28, 20255.0Shanakea & Keya was very efficient and very helpful
- CLCorey LouviereSep 9, 20255.0With no credit score, Shanakea and Keya made a way out of no way, just as the Bible says God can and will do. I could not be more blessed and overjoyed to have stop in.
- DLDavid LyonsSep 4, 20255.0Great service
- JVJacob VizenaAug 25, 20255.0Always friendly and very helpful! They make everything go so smoothly!
- DPDenise PalmisanoAug 8, 20255.0Shanakea Davis - Branch Manager was AMAZING! From my first phone call to the closing documents was like a well-oiled machine. She was very personable, thorough, knowledgeable and understanding of my needs. She over-delivered on customer service and expedited the process. I will definitely refer friends and family.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Houma offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, in a branch, or by phone. The process is designed to be fast and easy with help from friendly representatives.
What documentation do I need to bring when applying for a loan?
You need to bring two sources of information for identity, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Do I need good credit to qualify for a loan?
Good credit helps, but decisions are based on multiple factors. You may qualify without stellar credit, so it's best to apply and find out.
What are the business hours for Heights Finance in Houma?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Where is Heights Finance located in Houma?
The branch is located at 279 Enterprise Dr, Ste 107, Houma, LA 70360, USA.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance offers a wheelchair-accessible entrance and onsite parking for customer convenience.
What nearby places can help me find Heights Finance or entertain me before/after my visit?
Nearby places include First Heritage Credit, providing related financial services; NORI, a Japanese sushi restaurant; and Breakin' The Code Houma's Escape Game for entertainment.
Is there public transportation or points of interest near Heights Finance?
While no specific transit stations are listed, nearby points of interest such as Enterprise Rent-A-Car and various shops make visiting convenient for errands or leisure before or after your loan visit.
What other services are available near Heights Finance for customer needs?
Nearby services include Liberty Tax Service for tax assistance, Approved Cash for payday loans, and beauty salons like Head Turners Beauty and ExtensionBar and Luxury Nails for personal care.