Business Details
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Welcome to First Horizon Bank - located in Houma. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Houma, LA - Barrow St
706 Barrow Street, Houma, LA
70360, United States
Hours
Reviews
2.8
10 reviews
5 stars
2
4 stars
3
3 stars0
2 stars
1
1 star
4
- SFSean FreminSep 29, 20251.0First Horizon bank is a joke of an establishment in general not to mention the Houma location apparently has not had a branch manager for several months. But even when they did have a manager, they prove themselves useless as it took over a year for her to even respond/remember The problem she was supposed to be. “ Helping” With. I’ve had nothing but problems with them doing shady and crooked things and now even with being advised by my Attorney to reach out yet again, when I called a customer support line, I was advised to contact my local branch manager. And when I explain the issues with this branch, was only told to keep trying other branches until I find somebody willing to help… How’s that for customer service🤷♂️🤦♂️🤬
- SOShelley OlivierJul 7, 20251.0No manager on site to help. Dormant $5 per month fee taken from my account for 2 years without me being notified. Said they couldn’t refund fees bc the branch has no manager. They basically took $ from me without notifying me. Said statements were mailed but they were not. No emails either.
- LPLiz PaternostroNov 4, 20191.0One star only because would not except no stars!! Slowest bank ever banking was faster when was done by hand with pencils. Definitely will be changing banks PDQ!!
Frequently Asked Questions About First Horizon Bank - Houma, LA - Barrow St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the operating hours for the First Horizon Bank drive-through at 706 Barrow Street, Houma, LA?
The drive-through is open Monday to Friday from 9:00 AM to 5:00 PM and closed on Saturdays and Sundays.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What do I need to bring to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license or passport.
What mortgage loan options are available at First Horizon Bank in Houma?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit different financial needs.
Does First Horizon Bank in Houma have onsite parking and wheelchair accessible entrance?
Yes, the bank provides free onsite parking, including street and lot parking, as well as a wheelchair accessible entrance.
What digital banking services does First Horizon Bank offer?
First Horizon provides mobile banking, online banking, bill pay, mobile deposit, and other digital services for personal and business banking needs.
Are there nearby places where I can grab a meal or a drink before or after visiting First Horizon Bank?
Yes, nearby you can visit Spigots Brew Pub for drinks, Cristiano Ristorante for Italian dining, or The Buttery Crumb and Root2Rise for cafes and smoothies.
If I need pet services near First Horizon Bank, where can I go?
T’s Parrots and Pups, a pet groomer and sitting service, is located near the bank for your pet care needs.
Where can I find additional financial services near First Horizon Bank in Houma?
Nearby financial services include Susie Boudreaux: IBERIABANK Mortgage, IBERIABANK, La Terre Federal Credit Union, Bayou Finance of Houma, and Regions Bank.
How can I contact First Horizon Bank’s customer service for assistance?
You can reach customer service by phone at +1 985-868-8766 or via email at customerservice@firsthorizon.com.