Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
2.9
12 reviews
5 stars
5
4 stars
1
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1 star
6
- JMjuju music keke music4 days ago5.0I love how Morgan the manager be so polite and i feel like we are friends when we talk even though im calling their to make a payment. Morgan is the best there
- LSLara StewartJan 21, 20231.0They were charging me 17000 for a 5000 loan since I missed a few payments then I offered them 9000 to settle the account but they wanted more and were going to garnish payments from my checks. Go with another company, they charge too much and they're always lying to you to get you to pay them more money.
- CMChad MichelliMay 3, 20171.0Paid on a loan for 3 years. When I thought it was paid off (at least that's what was said) they called my mom, father in law and friend over $20.35. Let me repeat, after paying on a loan for 3 years, they thought I was gonna try to get them for $20.35. When I called, they said they've been trying to contact me, even though I had just satisfied the terms of the loan 2 weeks previous. No calls and nothing mailed to me. They will hawk you if your 3 days late. Don't use them. TERRIBLE COMPANY!
- PPPimpZee1Mar 18, 20161.0Personable? Check Clerical Errors? Check Don't waste your time with this group, you'll find legal issues that may not be your fault! ..can I give less than one star?
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What services does Republic Finance offer?
Republic Finance provides personal loans for bill consolidation, home improvements, vacations, car purchases, car repairs, and other unplanned expenses.
How is pre-qualifying for a loan different from applying?
Pre-qualification offers an estimate of loan terms based on your credit and information provided; final approval requires a full loan application.
Is a loan check from Republic Finance real?
Yes, a loan check is a pre-approved loan offer from Republic Finance.
What is the difference between interest rate and APR?
Interest rate is the cost to borrow money excluding fees, while APR includes interest rate plus fees like origination and documentation fees, expressed as a percentage.
What does refinancing a loan mean?
Refinancing replaces your current loan with a new one, potentially with different interest rates, terms, and repayment timeline, including fees and optional insurance products.
How quickly can I receive funds after approval?
If approved for electronic funding, funds are deposited within 1-2 business days; in-office closings receive paper checks the same day.
What is the maximum loan amount I can get from Republic Finance?
The largest online pre-qualified loan amount is $10,000, though actual approval depends on factors like residence and income.
What happens if I miss a payment at Republic Finance?
You may be charged late fees; details can be found by contacting your local branch or reviewing your loan documents.
What nearby dining options can I visit when going to Republic Finance in Hammond?
Nearby, you can visit PJ's Coffee or Popeyes® Louisiana Kitchen for coffee or fast food before or after your visit to Republic Finance.
Are there any nearby beauty and spa services close to Republic Finance in Hammond?
Yes, Top Nails Spa, Lux Nails Spa, and Tanglez salon are nearby for beauty and nail services you can enjoy around your visit.
Where can I find car-related services near Republic Finance in Hammond?
Nearby automotive services include Hammond Autoplex, Payday Used Cars, Tony's Tire & Automotive, and Ultimate Tire & Brakes.