Business Details
About
Loan Agency
Heights Finance in Hammond, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
74 reviews
5 stars
73
4 stars0
3 stars0
2 stars0
1 star1
- NWNikki WallaceOct 30, 20255.0The entire process of getting my loan was so quickly done. The people working on helping me were so nice and professional. I would highly recommend them to anyone.
- TSTammie SmithOct 27, 20255.0The office was very inviting. Ms. Michelle was very polite and helpful. She took the time to make sure we understood everything. I will be telling friends and family about Heights Finance. 5 STARS 🌟
- RSRobert SmithOct 16, 20255.0Great place Great people. Mrs Michelle Evea is great been dealing with them for years and I always come back. Highly recommended.
- LWLarry WoolridgeOct 8, 20255.0The staff was nice and they were professional and everything went easy and I would recommend anyone to come.
- JHJessica HannaSep 26, 20255.0I’ve been doing business with them for years, always a pleasure.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Hammond offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply for a loan online, by phone, or in person at a Heights Finance branch in Hammond.
What do I need to bring when applying for a loan?
Bring two sources of identification, residence, and income verification such as government-issued IDs, proof of income, or utility/bank statements.
Can I apply for a loan over the phone?
Yes, you can call the Hammond branch to speak with a representative and start your loan application.
Does Heights Finance require appointments for loan consultations?
No, Heights Finance does not require appointments; you can visit during business hours without an appointment.
What are the business hours of Heights Finance in Hammond?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is the Heights Finance location wheelchair accessible and does it have onsite parking?
Yes, Heights Finance in Hammond has a wheelchair accessible entrance and offers onsite parking.
What nearby stores can I visit when I come to Heights Finance?
Nearby you can visit Dollar Tree for discount shopping, Payless ShoeSource for footwear, and Hobby Lobby for arts and crafts supplies.
Are there any nearby dining options near Heights Finance for a meal before or after your visit?
Yes, you can enjoy sushi at ZENSHI Handcrafted Sushi, barbecue at Hi-Ho Barbecue, or a smoothie at Smoothie King near Heights Finance.
What financial services are near Heights Finance to help compare loan or credit options?
First Heritage Credit and Cash Tyme are nearby financial service providers you can visit for credit or loan options.