Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.2
5 reviews
5 stars
2
4 stars
1
3 stars0
2 stars0
1 star
2
- DDDoc.HMar 14, 20251.0I will no longer do business with a finance that has someone who is willing to be rude and dishonest and disrespectful to it patriots as this location has been....
- JKJerry KellerJan 27, 20255.0I am extremely satisfied with my experience with the staff very friendly answered all my questions and always answered my calls or prompt at returning them
- CLChanell LomasMay 31, 20245.0Everyone is very nice and pleasant when interacting with them.. The approval time on loans is exceptional. I would recommend them to family and friends
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacation, car purchase, car repair, emergency, holiday, K-12 school, and auto-secured loans.
How long does it take to get money after applying for a loan?
If you qualify for electronic funding, funds are deposited within 1-2 business days. In-office closings receive funds on the same day via a paper check.
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification provides an estimate of loan terms based on your credit and info you provide, while final approval depends on completing the full loan application.
Where is the Republic Finance Gonzales branch located and what are its hours?
It's located at 12550 Airline Hwy, Suite 103, Gonzales, LA 70737, open Monday to Friday from 8:00 AM to 5:00 PM, closed on weekends and certain holidays.
Can I refinance my existing loan at Republic Finance?
Yes, refinancing replaces your current loan with a new one that may have new interest rates, terms, and repayment timelines, including your remaining balance and fees.
What happens if I miss a payment?
You may be charged a late fee if payments are not made on time. Details can be obtained from your local branch or loan documents.
What nearby businesses can I visit after my loan appointment at Republic Finance in Gonzales?
Near Republic Finance, you can visit places like Harbor Freight Tools and Lowe's Home Improvement for home projects, or enjoy a meal at Tacos El Patron Mexican Restaurant.
Are there nearby services for automotive needs near Republic Finance?
Yes, you can find Kingpin Autosports.Com for tires and accessories, CNC Auto Repair for vehicle repairs, and Bumper To Bumper Auto Parts for car parts nearby.
What entertainment or dining options are close to Republic Finance's Gonzales location?
You can visit El Patron night club or Bayou Bar for nightlife and dancing, or grab treats at Daily Donut bakery and coffee shop nearby.
How can nearby insurance and rental services help customers visiting Republic Finance?
Adam McCarty - State Farm offers auto and home insurance near Republic Finance, and Budget Truck Rental or U-Haul dealers provide vehicle rentals to support customers' transportation needs.