Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Gonzales, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.4
39 reviews
5 stars
32
4 stars
2
3 stars0
2 stars0
1 star
5
- BJBrandon Joseph3 days ago5.0Good Morning, working with Mrs. Brittany and Mrs. Nedra was breeze, if you need a loan, go see them and they will take care of you.
- ABanthony baileyDec 19, 20254.0Very caring, patient and worked with me throughout the process; Felt very comfortable, working with them, not like an outsider
- WLWendel LongDec 19, 20255.0Staff was great
- SMSleeze MuzicDec 17, 20255.0staff was great, process was quick and easy
- LJLawrence JosephOct 24, 20255.0Excellent Service was in and out quickly Brittany was incredible Thanks
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Gonzales offer?
Heights Finance offers installment loans, auto loans, debt consolidation, secured and unsecured personal loans with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance Gonzales?
You can apply online, by phone, or visit the branch in person to start the loan application process.
What documents do I need to bring to apply for a loan?
You need two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, utility or bank statements.
Do I need a good credit score to qualify for a loan?
While good credit helps, decisions are based on multiple factors and you may still qualify without stellar credit.
What are the payment options for loan repayments?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card through your local branch.
What are the branch hours for Heights Finance in Gonzales?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is Heights Finance Gonzales accessible and does it have parking?
Yes, the branch has wheelchair accessible entrances and onsite parking available for customers.
Are there nearby businesses similar to Heights Finance where I can explore additional financial services?
Yes, First Heritage Credit and 1st Heritage Credit are nearby financial services providing installment loans and banking services close to Heights Finance Gonzales.
What shopping options are available near Heights Finance Gonzales for customers?
Customers can visit nearby stores like Louie's Boutique for women's clothing and The Spirit Stick for clothing and printing services.
Are there local places for relaxation and wellness near Heights Finance?
Yes, nearby you can find La Posh Salon and Spa for hair and spa services and Hollier Physical Therapy for physical therapy treatments.