Business Details
About
Loan Agency
Heights Finance in DeRidder, LA (formerly 1st Heritage Credit) offers personal loan options to fit your financial situation with loans up to $10,000 or more. From installment loans, auto loans, debt consolidation to secured and unsecured loans, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.5
19 reviews
5 stars
11
4 stars0
3 stars
2
2 stars0
1 star
6
- RVReginald Vaughn5 days ago5.0The ladies at Heights Finance are really good with customers and make the atmosphere very comfortable.
- TFTaylor FerdigJul 18, 20235.0Miss Shanda was able to help me out with my loan this month. She was so amazing and helpful. Definitely recommend!
- MHMelody HuesApr 13, 20171.0Horrible customer service! My husbands health declined rapidly and we were lat, they call and lead horribly rude messages on my husbands phone and threaten us every time we come in to make any type of payment! These as supposed to be Godly women and they treat people so disrespectfully. So sad
- RCRacheal ClinganFeb 9, 20171.0Horrible place! They are completely rude! When my husband was late on his payment because he got sick and couldn't work the manager decided to come out to my car when i gave somone else a ride there and hit my window to harrass me for the payment i didn't have she stood by my car and would not let me leave! Horrible customer service and horrible management! Glad to make the payments online before i go see these people again!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What loan options does Heights Finance in DeRidder offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, secured and unsecured loans, with amounts up to $10,000 or more.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a branch. The process is fast and easy, with representatives ready to assist you.
What do I need to bring when applying for a loan?
Bring two sources of information to verify your identity, residence, and income, such as government-issued IDs, proof of income, utility or bank statements.
Does Heights Finance require good credit to get a loan?
Good credit helps but is not mandatory; loan decisions consider multiple factors. Applying is the best way to find out if you qualify.
What are the payment options for loans at Heights Finance?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card. Contact your local branch for details.
What are the branch hours for Heights Finance in DeRidder?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM, and closed on Saturdays and Sundays.
Is Heights Finance accessible and do they offer onsite parking?
Yes, the location has a wheelchair accessible entrance, onsite services, and onsite parking available. Appointments are not required.
Are there places nearby Heights Finance where I can eat?
Yes, nearby dining options include Subway, Joe's Italian DeRidder, Gilbert's Pizza, Dairy Queen, Double D Steak House, and Waffle Shoppe for meals before or after your visit.
What nearby financial services are close to Heights Finance in DeRidder?
Nearby financial services include First Heritage Credit, 1st Heritage Credit, World Finance, 1st Franklin Financial, Advance America, and Easy Money EMG, offering additional loan and credit options.
What other shopping and service options are available near Heights Finance?
You can visit Verizon for mobile services, Harbor Freight Tools for hardware, Rent-A-Center for furniture and electronics rentals, Save A Lot for groceries, and several clothing and retail stores like bealls and rue21 nearby.