Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
3.9
13 reviews
5 stars
9
4 stars0
3 stars
1
2 stars0
1 star
3
- CMCathy McDonoughNov 5, 20255.0Everyone really took the time to work with me when I really needed it the most!!! Thanks SO MUCH!!!
- JBJames BuckleySep 9, 20251.0Very unprofessional,waited in line for 3 hrs. then was told we didn't sign in when I know we did but then later said that we did,very rude tried to ask a question and was ignored to my face knowing I was need help,very bad experience will not be back or recommend to anyone.
- LLLysaJun 9, 20255.0They were very careful and made sure we had all bases covered. It really turned my world around! In a great way!
- GMGerard MonteMay 22, 20245.0Joshua is awesome in Myrtle Beach South Carolina! Very helpful and professional.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of personal loans does Republic Finance offer?
Republic Finance offers personal loans for bill consolidation, home improvements, vacations, car purchases and repairs, and other unexpected expenses.
How does the pre-qualification process differ from applying for a loan at Republic Finance?
Pre-qualification provides an estimate of loan terms you might qualify for based on credit and your information. Final approval and terms require completing a full loan application.
How long does it take to receive funds after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at a Republic Finance office, you receive funds the same day as a paper check.
What is the maximum loan amount I can apply for online at Republic Finance in Covington, LA?
The largest loan amount you can pre-qualify for online at Republic Finance is $10,000, though actual approval depends on factors like your income and residence.
What are Republic Finance's business hours in Covington, LA?
Republic Finance is open Monday through Friday from 8:00 AM to 5:00 PM, and is closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Covington, Louisiana?
Republic Finance is located at 1170 N. Hwy 190, Unit C, Covington, LA 70433.
What should I do if I miss a payment on my Republic Finance loan?
If you miss a payment, you may be charged a late fee. Contact your local branch or refer to your loan documents for details about late charges.
Are there any nearby restaurants near Republic Finance in Covington, LA for dining before or after my visit?
Yes, there are multiple nearby restaurants, including Acme Oyster House (seafood and Cajun cuisine), Pho Cong Noodle & Grill (Vietnamese food), Raising Cane's (chicken fast food), Far East Korean BBQ, and Thai Chili Restaurant.
What local services near Republic Finance in Covington can help with health and wellness?
Nearby health and wellness services include Limitless Chiropractic, Rejuvime Medical center, Covington Orthopedic Clinic, Surgical Eye Associates, Vision Care Plus, and Snap Fitness gym.
Are there any financial service providers near Republic Finance in Covington for additional financial advice?
Yes, Edward Jones Financial Advisor Jack D Larkin and Gulf Coast Bank and Trust Company are nearby for financial services and advice, and Kayleigh Smotherman Home Loans offers mortgage brokerage services.